Essent Group Ltd.
ESNT Financial Insurance Specialty
Essent Group Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 1.45% from fiscal 2024.
- Revenue
- +13.6%
- EPS
- +7.18%
- Free cash flow
- +3.88%
- Total debt
- +0.27%
Quarter to June 2026, against a year earlier
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Essent Group Ltd. (ESNT) Return on equity
Essent Group Ltd.'s return on equity over the twelve months to 30 June 2026 was 12.0%, down 0.1 percentage points from fiscal 2025 (12.2%). Over the past ten years it has ranged from 12.1% (fiscal 2020) to 23.1% (fiscal 2017); the current reading is higher than 18% of that period. That is in line with the Insurance Specialty industry median of 12.0% and above the Financial sector median of 9.01%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 12.2% | (1.48) |
| FY2024 | 13.6% | (0.93) |
| FY2023 | 14.6% | (4.56) |
| FY2022 | 19.1% | 2.28 |
| FY2021 | 16.8% | 4.78 |
| FY2020 | 12.1% | (8.71) |
| FY2019 | 20.8% | (0.94) |
| FY2018 | 21.7% | (1.42) |
| FY2017 | 23.1% | 5.05 |
| FY2016 | 18.1% | 2.92 |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| AXS Axis Capital Holdings Limited compare | 17.0% |
| NMIH NMI Holdings Inc compare | 15.4% |
| MTG MGIC Investment Corporation compare | 13.8% |
| FAF First American Financial Corporation compare | 13.7% |
| ACT Enact Holdings, Inc. compare | 12.9% |
| ESNT Essent Group Ltd. | 12.0% |
| RDN Radian Group Inc. compare | 11.5% |
| FNF Fidelity National Financial, Inc. compare | 8.76% |
| AGO Assured Guaranty Ltd. compare | 6.21% |
| Insurance Specialty industry median | 12.0% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on ESNT
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement