stockrowNMI Holdings Inc
NMIH Financial Insurance Specialty
NMI Holdings Inc’s revenue for fiscal 2025 (year ended December 2025) was $706.4 million, up 8.52% from fiscal 2024.
- Revenue
- +4.96%
- EPS
- +0.81%
- Free cash flow
- +10.7%
- Total debt
- +0.48%
Quarter to September 2026, against a year earlier
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NMI Holdings Inc (NMIH) Return on invested capital
NMI Holdings Inc's return on invested capital over the twelve months to 30 September 2026 was 10.3%, down 0.2 percentage points from fiscal 2025 (10.5%). Over the past ten years it has ranged from −3.55% (fiscal 2015) to 13.1% (fiscal 2019); the current reading is higher than 64% of that period. That is above the Insurance Specialty industry median of 9.88% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 10.5% | (0.69) |
| FY2024 | 11.2% | (0.35) |
| FY2023 | 11.6% | (0.42) |
| FY2022 | 12.0% | 2.16 |
| FY2021 | 9.84% | 1.51 |
| FY2020 | 8.33% | (4.75) |
| FY2019 | 13.1% | 2.75 |
| FY2018 | 10.3% | 5.12 |
| FY2017 | 5.21% | 3.96 |
| FY2016 | 1.25% | 4.80 |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| FAF First American Financial Corporation compare | 14.7% |
| AXS Axis Capital Holdings Limited compare | 12.6% |
| FNF Fidelity National Financial, Inc. compare | 11.3% |
| MTG MGIC Investment Corporation compare | 10.8% |
| NMIH NMI Holdings Inc | 10.4% |
| ACT Enact Holdings, Inc. compare | 9.88% |
| ESNT Essent Group Ltd. compare | 8.77% |
| RDN Radian Group Inc. compare | 7.69% |
| AGO Assured Guaranty Ltd. compare | 3.91% |
| Insurance Specialty industry median | 9.88% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on NMIH
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement