Powerpack

Unlock full stockrow access for only $9.90/month and boost yourself as an investor.

  • Full quarterly history

    Every quarter and TTM period we hold, not just the last 12.

  • Analyst estimates

    Three years of forward estimates and dividend forecasts.

  • Unlimited screener

    All results, unlimited saved screens, email when a screen changes.

  • Unlimited Excel

    Full workbooks and screener exports.

  • Unlimited follows

See Powerpack
Screener Weekly Summary Pricing

Essent Group Ltd. (ESNT) vs NMI Holdings Inc (NMIH)

Essent Group Ltd. and NMI Holdings Inc are both Insurance Specialty companies. Essent Group Ltd. is the larger, with a market value of $5.8B against $3.1B — 1.8× the size. NMI Holdings Inc trades at the lower P/E: 8.0× against 8.8×. NMI Holdings Inc grew revenue faster over the last twelve months: 7.53% against 4.31%. NMI Holdings Inc has the higher net margin (54.1% vs 51.5%) and the higher return on invested capital (10.4% vs 8.77%). Across the 22 metrics below, NMI Holdings Inc leads on 16 and Essent Group Ltd. on 6.

Valuation

Metric ESNT NMIH Insurance Specialty median
P/E 8.81 7.97 9.15
P/S 4.37 4.28 1.84
P/B 1.02 1.16 1.16
Price to free cash flow 7.00 7.08 8.16
EV/EBITDA 7.60 6.37 7.51
EV/Sales 5.01 4.75 2.17
Earnings yield 11.34% 12.54% 10.79%
Free cash flow yield 14.28% 14.13% 11.79%

Profitability

Metric ESNT NMIH Insurance Specialty median
Gross margin 64.51% 89.94% 73.81%
Operating margin 64.51% 73.24% 17.70%
Net margin 51.45% 54.10% 13.80%
Free cash flow margin 62.43% 60.43% 34.47%
Return on equity 12.01% 15.43% 12.01%
Return on assets 9.19% 10.42% 4.12%
Return on invested capital 8.77% 10.38% 8.77%

Growth

Metric ESNT NMIH Insurance Specialty median
Revenue growth (TTM) 4.31% 7.53% 7.53%
EPS growth (last fiscal year) 0.73% 11.06% —
Revenue growth, 5-year CAGR 5.71% 10.27% 2.24%
Net income growth, 5-year CAGR 10.81% 17.78% 0.00%

Health

Metric ESNT NMIH Insurance Specialty median
Debt to equity 0.09 0.15 0.15
Current ratio 0.31 0.56 0.53
Net debt to EBITDA 0.43 0.69 0.28

Dividend

Metric ESNT NMIH Insurance Specialty median
Dividend yield 1.89% — 2.60%
Payout ratio 0.15 0.00 0.21

Size

Metric ESNT NMIH Insurance Specialty median
Market cap 5.78b 3.13b 3.13b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack