Essent Group Ltd. (ESNT) vs First American Financial Corporation (FAF)
- Essent Group Ltd. ESNT 63.71 −7.13%
- First American Financial Corporation FAF 67.19 −1.48%
Essent Group Ltd. and First American Financial Corporation are both Insurance Specialty companies. First American Financial Corporation is the larger, with a market value of $7.0B against $6.2B — 1.1× the size. Essent Group Ltd. trades at the lower P/E: 9.5× against 9.5×. First American Financial Corporation grew revenue faster over the last twelve months: 14.1% against 4.31%. Essent Group Ltd. has the higher net margin (51.5% vs 9.05%) and the lower return on invested capital (8.77% vs 14.7%). Both pay a dividend; First American Financial Corporation yields more (3.33% vs 1.98%). Across the 21 metrics below, Essent Group Ltd. leads on 12 and First American Financial Corporation on 9.
Valuation
Profitability
| Metric | ESNT | FAF | Insurance Specialty median |
|---|---|---|---|
| Gross margin | 64.51% | 100.00% | 56.22% |
| Operating margin | 64.51% | 15.19% | 15.19% |
| Net margin | 51.45% | 9.05% | 13.80% |
| Free cash flow margin | 62.43% | 9.96% | 34.47% |
| Return on equity | 12.01% | 13.65% | 12.01% |
| Return on assets | 9.19% | 4.12% | 3.55% |
| Return on invested capital | 8.77% | 14.70% | 9.88% |
Growth
Health
Dividend
Size
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