stockrowEssent Group Ltd.
ESNT Financial Insurance Specialty
Essent Group Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 1.45% from fiscal 2024.
- Revenue
- +13.6%
- EPS
- +7.18%
- Free cash flow
- +3.88%
- Total debt
- +0.27%
Quarter to June 2026, against a year earlier
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Essent Group Ltd. (ESNT) Return on assets
Essent Group Ltd.'s return on assets over the twelve months to 30 June 2026 was 9.19%, down 0.3 percentage points from fiscal 2025 (9.48%). Over the past ten years it has ranged from 9.10% (fiscal 2020) to 16.7% (fiscal 2017); the current reading is higher than 18% of that period. That is above the Insurance Specialty industry median of 3.55% and above the Financial sector median of 1.15%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 9.48% | (1.30) |
| FY2024 | 10.8% | (0.68) |
| FY2023 | 11.5% | (3.07) |
| FY2022 | 14.5% | 2.05 |
| FY2021 | 12.5% | 3.38 |
| FY2020 | 9.10% | (6.72) |
| FY2019 | 15.8% | (0.23) |
| FY2018 | 16.1% | (0.62) |
| FY2017 | 16.7% | 3.39 |
| FY2016 | 13.3% | 1.41 |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| MTG MGIC Investment Corporation compare | 10.7% |
| NMIH NMI Holdings Inc compare | 10.4% |
| ACT Enact Holdings, Inc. compare | 9.93% |
| ESNT Essent Group Ltd. | 9.19% |
| RDN Radian Group Inc. compare | 5.30% |
| FAF First American Financial Corporation compare | 4.12% |
| AGO Assured Guaranty Ltd. compare | 2.84% |
| AXS Axis Capital Holdings Limited compare | 2.77% |
| FNF Fidelity National Financial, Inc. compare | 0.71% |
| Insurance Specialty industry median | 3.55% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on ESNT
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement