Essent Group Ltd.

ESNT Financial Insurance Specialty

Essent Group Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 1.45% from fiscal 2024.

Revenue
+13.6%
EPS
+7.18%
Free cash flow
+3.88%
Total debt
+0.27%

Quarter to June 2026, against a year earlier

68.60 0.74 −1.07%
Market cap
$6.2B
P/E
9.5×
Fwd P/E
8.8×
Dividend yield
1.98%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Essent Group Ltd. (ESNT) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, Essent Group Ltd. (ESNT) trades at a price to free cash flow of 7.5×. Over the past ten years it has ranged from 3.3× (March 2020) to 14.4× (January 2015); the current reading is higher than 54% of that period. That is below the Insurance Specialty industry median of 8.4× and below the Financial sector median of 9.7×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 7.6× 12.97%
FY2024 6.7× (9.33%)
FY2023 7.4× 2.27%
FY2022 7.2× 1.08%
FY2021 7.2× 13.35%
FY2020 6.3× (27.11%)
FY2019 8.7× 61.73%
FY2018 5.4× (52.08%)
FY2017 11.2× 2.97%
FY2016 10.9× 21.68%

Quarterly newest first

Period Price to free cash flow Change
Jun 2026 7.1× 5.44%
Mar 2026 6.7× (11.68%)
Dec 2025 7.6× 3.72%
Sep 2025 7.3× 4.08%
42 more quarters

Against its own ten years

Low 3.3× High 14.4×
Ten-year median 7.4×
Current reading's percentile 54

Price to free cash flow against peers

Company Price to free cash flow
FNF Fidelity National Financial, Inc. compare 2.1×
AXS Axis Capital Holdings Limited compare 3.0×
RDN Radian Group Inc. compare 3.6×
ESNT Essent Group Ltd. 7.5×
NMIH NMI Holdings Inc compare 7.6×
MTG MGIC Investment Corporation compare 8.4×
FAF First American Financial Corporation compare 8.7×
ACT Enact Holdings, Inc. compare 9.2×
AGO Assured Guaranty Ltd. compare 9.8×
Insurance Specialty industry median 8.4×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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