stockrowEssent Group Ltd.
ESNT Financial Insurance Specialty
Essent Group Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 1.45% from fiscal 2024.
- Revenue
- +13.6%
- EPS
- +7.18%
- Free cash flow
- +3.88%
- Total debt
- +0.27%
Quarter to June 2026, against a year earlier
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Essent Group Ltd. (ESNT) Gross margin
Essent Group Ltd.'s gross margin over the twelve months to 30 June 2026 was 64.5%, down 3.3 percentage points from fiscal 2025 (67.8%). Over the past ten years it has ranged from 52.3% (fiscal 2020) to 100.3% (fiscal 2022); the current reading is higher than 27% of that period. That is above the Insurance Specialty industry median of 56.2% and below the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 67.8% | (3.90) |
| FY2024 | 71.7% | (5.21) |
| FY2023 | 76.9% | (23.42) |
| FY2022 | 100.3% | 19.54 |
| FY2021 | 80.8% | 28.50 |
| FY2020 | 52.3% | (24.88) |
| FY2019 | 77.1% | (0.27) |
| FY2018 | 77.4% | 7.38 |
| FY2017 | 70.0% | 1.88 |
| FY2016 | 68.2% | 3.50 |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Jun 2026 | 65.8% | 1.81 |
| Mar 2026 | 63.9% | 2.26 |
| Dec 2025 | 61.7% | (4.83) |
| Sep 2025 | 66.5% | (8.48) |
| 42 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| FAF First American Financial Corporation compare | 100.0% |
| AGO Assured Guaranty Ltd. compare | 99.0% |
| NMIH NMI Holdings Inc compare | 89.9% |
| MTG MGIC Investment Corporation compare | 76.6% |
| RDN Radian Group Inc. compare | 69.2% |
| ESNT Essent Group Ltd. | 64.5% |
| FNF Fidelity National Financial, Inc. compare | 55.9% |
| AXS Axis Capital Holdings Limited compare | 28.7% |
| ACT Enact Holdings, Inc. compare | 0.00% |
| Insurance Specialty industry median | 56.2% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on ESNT
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement