Pricing Log in Create free account
Friday 6 November 2026 Export ESNT’s income statement to Excel — free account

Essent Group Ltd.

ESNT Financial Insurance Specialty

Essent Group Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 1.45% from fiscal 2024.

Revenue
+13.6%
EPS
+7.18%
Free cash flow
+3.88%
Total debt
+0.27%

Quarter to June 2026, against a year earlier

64.91 3.69 −5.38%
Market cap
$6.2B
P/E
9.5×
Fwd P/E
8.8×
Dividend yield
1.98%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Segments Valuation Filings

Essent Group Ltd. (ESNT) P/B ratio

Alert me on P/B ratio

As of 5 November 2026, Essent Group Ltd. (ESNT) trades at a P/B ratio of 1.1×. Over the past ten years it has ranged from 0.6× (March 2020) to 2.6× (July 2015); the current reading is higher than 32% of that period. That is below the Insurance Specialty industry median of 1.2× and below the Financial sector median of 1.3×.

P/B ratio, daily

Embed this chart

Annual newest first

Period P/B ratio Change
FY2025 1.1× 9.19%
FY2024 1.0× (7.02%)
FY2023 1.1× 16.07%
FY2022 0.9× (20.60%)
FY2021 1.2× 0.69%
FY2020 1.2× (30.31%)
FY2019 1.7× 21.00%
FY2018 1.4× (33.24%)
FY2017 2.1× (3.89%)
FY2016 2.2× 24.12%

Quarterly newest first

Period P/B ratio Change
Jun 2026 1.0× 7.00%
Mar 2026 1.0× (13.91%)
Dec 2025 1.1× 3.64%
Sep 2025 1.1× 0.73%
42 more quarters

Against its own ten years

Low 0.6× High 2.6×
Ten-year median 1.3×
Current reading's percentile 35

P/B ratio against peers

Company P/B ratio
AGO Assured Guaranty Ltd. compare 0.6×
RDN Radian Group Inc. compare 1.0×
ESNT Essent Group Ltd. 1.1×
MTG MGIC Investment Corporation compare 1.2×
NMIH NMI Holdings Inc compare 1.2×
ACT Enact Holdings, Inc. compare 1.3×
FAF First American Financial Corporation compare 1.3×
FNF Fidelity National Financial, Inc. compare 1.3×
AXS Axis Capital Holdings Limited compare 1.4×
Insurance Specialty industry median 1.2×
Financial sector median 1.3×
Market median 1.7×

What P/B ratio is

Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.

Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))

The full definition of P/B ratio →

More on ESNT