Essent Group Ltd.

ESNT Financial Insurance Specialty

Essent Group Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 1.45% from fiscal 2024.

Revenue
+13.6%
EPS
+7.18%
Free cash flow
+3.88%
Total debt
+0.27%

Quarter to June 2026, against a year earlier

68.60 0.74 −1.07%
Market cap
$6.2B
P/E
9.5×
Fwd P/E
8.8×
Dividend yield
1.98%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Essent Group Ltd. (ESNT) Free cash flow margin

Alert me on Free cash flow margin

Essent Group Ltd.'s free cash flow margin over the twelve months to 30 June 2026 was 62.4%, down 4.9 percentage points from fiscal 2025 (67.3%). Over the past ten years it has ranged from 58.4% (fiscal 2022) to 86.4% (fiscal 2018); the current reading is higher than 45% of that period. That is above the Insurance Specialty industry median of 34.5% and above the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 67.3% (0.66)
FY2024 68.0% (0.42)
FY2023 68.4% 9.95
FY2022 58.4% (10.28)
FY2021 68.7% (7.23)
FY2020 76.0% 8.35
FY2019 67.6% (18.76)
FY2018 86.4% 22.91
FY2017 63.5% 4.23
FY2016 59.2% (3.50)

Against its own ten years

Low 58.4% High 86.4%
Ten-year median 67.6%
Current reading's percentile 45

Free cash flow margin against peers

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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