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Friday 6 November 2026
Export SLM’s income statement to Excel — free account
SLM Corporation
SLM Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.1 billion, up 4.10% from fiscal 2024.
- Revenue
- −21.4%
- EPS
- −129.7%
- Free cash flow
- −115.6%
- Total debt
- −19.1%
Quarter to September 2026, against a year earlier
17.04
0.49
−2.80%
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SLM Corporation (SLM) Total debt
SLM Corporation's total debt at the end of fiscal 2025 was $5.4B, down 16.7% from $6.4B in fiscal 2024. At the end of the quarter to 30 September 2026 it was $5.5B. Over the past ten years it has ranged from $579.1M (fiscal 2015) to $6.4B (fiscal 2024); the current reading is higher than 82% of that period. SLM Corporation ranks 15th of 51 Credit Services companies by total debt.
Total debt, annual
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Annual newest first
| Period | Total debt | Change |
|---|---|---|
| FY2025 | $5.4B | (16.74%) |
| FY2024 | $6.4B | 23.20% |
| FY2023 | $5.2B | (0.15%) |
| FY2022 | $5.2B | (11.73%) |
| FY2021 | $5.9B | 14.29% |
| FY2020 | $5.2B | 19.18% |
| FY2019 | $4.4B | 1.63% |
| FY2018 | $4.3B | 30.81% |
| FY2017 | $3.3B | 51.07% |
| FY2016 | $2.2B | 274.37% |
Quarterly newest first
| Period | Total debt | Change |
|---|---|---|
| Sep 2026 | $5.5B | (5.27%) |
| Jun 2026 | $5.8B | 3.07% |
| Mar 2026 | $5.7B | 5.74% |
| Dec 2025 | $5.4B | (21.59%) |
| 41 more quarters | Free account |
Against its own ten years
Low $579.1M
High $6.4B
Ten-year median
$5.2B
Current reading's percentile
82
Total debt against peers
| Company | Total debt |
|---|---|
| NNI Nelnet, Inc. compare | $6.8B |
| CACC Credit Acceptance Corporation compare | $6.7B |
| SLM SLM Corporation | $5.5B |
| ENVA Enova International, Inc. compare | $5.4B |
| ECPG Encore Capital Group Inc compare | $4.2B |
| BFH Bread Financial Holdings, Inc. compare | $3.1B |
| AGM Federal Agricultural Mortgage Corporation compare | $2.3B |
| UPST Upstart Holdings, Inc. compare | $1.8B |
| SEZL Sezzle Inc. compare | $102.2M |
What Total debt is
Total Debt tells an investor how much a company has borrowed in all, whether the money is due within a year or later.
Long Term Debt (Total) + Current Part of Debt
More on SLM
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement