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Friday 6 November 2026 Export ENVA’s income statement to Excel — free account

Enova International, Inc.

ENVA Financial Credit Services

Enova International, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 18.6% from fiscal 2024.

Revenue
+25.7%
EPS
+33.9%
Free cash flow
+11.4%
Total debt
+30.9%

Quarter to September 2026, against a year earlier

174.53 0.25 +0.14%
Market cap
$4.3B
P/E
11.3×
Fwd P/E
11.0×
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Enova International, Inc. (ENVA) P/S ratio

Alert me on P/S ratio

As of 5 November 2026, Enova International, Inc. (ENVA) trades at a P/S ratio of 1.2×. Over the past ten years it has ranged from 0.2× (March 2020) to 1.9× (August 2026); the current reading is higher than 84% of that period. That is above the Credit Services industry median of 1.0× and below the Financial sector median of 2.3×.

P/S ratio, daily

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Annual newest first

Period P/S ratio Change
FY2025 1.3× 29.28%
FY2024 1.0× 21.52%
FY2023 0.8× 11.22%
FY2022 0.7× (41.71%)
FY2021 1.2× 69.06%
FY2020 0.7× 5.59%
FY2019 0.7× 1.53%
FY2018 0.7× (5.52%)
FY2017 0.7× 22.02%
FY2016 0.6× 76.46%

Quarterly newest first

Period P/S ratio Change
Sep 2026 1.1× (34.53%)
Jun 2026 1.7× 68.80%
Mar 2026 1.0× (17.98%)
Dec 2025 1.3× 32.96%
43 more quarters

Against its own ten years

Low 0.2× High 1.9×
Ten-year median 0.8×
Current reading's percentile 83

P/S ratio against peers

Company P/S ratio
BFH Bread Financial Holdings, Inc. compare 0.8×
OMF OneMain Holdings, Inc. compare 1.0×
SLM SLM Corporation compare 1.1×
ENVA Enova International, Inc. 1.2×
KLAR Klarna Group plc compare 1.3×
FCFS FirstCash Holdings, Inc. compare 1.9×
NNI Nelnet, Inc. compare 2.2×
CACC Credit Acceptance Corporation compare 2.3×
SEZL Sezzle Inc. compare 8.9×
Credit Services industry median 1.0×
Financial sector median 2.3×
Market median 1.9×

What P/S ratio is

Price to Sales Ratio shows how much investors pay for each dollar of a company’s annual sales, whether or not it is profitable.

(Stock Price × Shares (Basic, Weighted) (latest quarter)) ÷ Revenue (TTM)

The full definition of P/S ratio →

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