stockrowBread Financial Holdings, Inc.
Bread Financial Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.7 billion, down 1.90% from fiscal 2024.
- Revenue
- +2.96%
- EPS
- −1.26%
- Free cash flow
- +0.17%
- Total debt
- −17.2%
Quarter to September 2026, against a year earlier
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Bread Financial Holdings, Inc. (BFH) EPS (diluted)
Bread Financial Holdings, Inc.'s EPS (diluted) for fiscal 2025 was $10.89, up 98.4% from $5.49 in fiscal 2024. Over the twelve months to 30 September 2026 it was $12.68. Over the past ten years it has ranged from $4.46 (fiscal 2022) to $17.49 (fiscal 2018); the current reading is higher than 64% of that period. Bread Financial Holdings, Inc. ranks 8th of 51 Credit Services companies by EPS (diluted).
EPS (diluted), annual
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Annual newest first
| Period | EPS (diluted) | Change |
|---|---|---|
| FY2025 | $10.89 | 98.36% |
| FY2024 | $5.49 | (61.72%) |
| FY2023 | $14.34 | 221.52% |
| FY2022 | $4.46 | (72.16%) |
| FY2021 | $16.02 | 259.19% |
| FY2020 | $4.46 | (18.32%) |
| FY2019 | $5.46 | (68.78%) |
| FY2018 | $17.49 | 24.04% |
| FY2017 | $14.10 | 92.10% |
| FY2016 | $7.34 | (16.78%) |
Quarterly newest first
| Period | EPS (diluted) | Change |
|---|---|---|
| Sep 2026 | $3.82 | 7.61% |
| Jun 2026 | $3.55 | (14.46%) |
| Mar 2026 | $4.15 | 257.76% |
| Dec 2025 | $1.16 | (70.71%) |
| 43 more quarters | Free account |
Against its own ten years
EPS (diluted) against peers
| Company | EPS (diluted) |
|---|---|
| CACC Credit Acceptance Corporation compare | $30.62 |
| AGM Federal Agricultural Mortgage Corporation compare | $18.31 |
| ENVA Enova International, Inc. compare | $14.52 |
| BFH Bread Financial Holdings, Inc. | $12.68 |
| NNI Nelnet, Inc. compare | $7.55 |
| OMF OneMain Holdings, Inc. compare | $6.57 |
| SEZL Sezzle Inc. compare | $5.23 |
| SLM SLM Corporation compare | $2.76 |
| UPST Upstart Holdings, Inc. compare | $0.55 |
What EPS (diluted) is
Diluted EPS tells an investor how much profit a company earned for each share, counting the extra shares that options and convertible securities could create.
Reported line item
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