stockrowEnova International, Inc.
ENVA Financial Credit Services
Enova International, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 18.6% from fiscal 2024.
- Revenue
- +25.7%
- EPS
- +33.9%
- Free cash flow
- +11.4%
- Total debt
- +30.9%
Quarter to September 2026, against a year earlier
Follow ENVA
Alert me
Enova International, Inc. (ENVA) EBITDA
Enova International, Inc.'s EBITDA for fiscal 2025 was $797.9M, up 24.5% from $640.8M in fiscal 2024. Over the twelve months to 30 September 2026 it was $932.7M. Over the past ten years it has ranged from $136.7M (fiscal 2017) to $797.9M (fiscal 2025) — the current reading is the highest in ten years. EBITDA has risen for 3 consecutive fiscal years. Enova International, Inc. ranks 8th of 37 Credit Services companies by EBITDA.
EBITDA, annual
Embed this chart
Annual newest first
| Period | EBITDA | Change |
|---|---|---|
| FY2025 | $797.9M | 24.52% |
| FY2024 | $640.8M | 36.21% |
| FY2023 | $470.4M | 10.28% |
| FY2022 | $426.6M | (6.18%) |
| FY2021 | $454.7M | 16.51% |
| FY2020 | $390.2M | 44.92% |
| FY2019 | $269.3M | 37.42% |
| FY2018 | $195.9M | 43.37% |
| FY2017 | $136.7M | (5.06%) |
| FY2016 | $144.0M | (1.50%) |
Quarterly newest first
| Period | EBITDA | Change |
|---|---|---|
| Sep 2026 | $262.5M | 5.07% |
| Jun 2026 | $249.9M | 13.41% |
| Mar 2026 | $220.3M | 10.18% |
| Dec 2025 | $200.0M | (6.33%) |
| 43 more quarters | Free account |
Against its own ten years
EBITDA against peers
| Company | EBITDA |
|---|---|
| BFH Bread Financial Holdings, Inc. compare | $3.8B |
| FCFS FirstCash Holdings, Inc. compare | $1.0B |
| CACC Credit Acceptance Corporation compare | $955.6M |
| ENVA Enova International, Inc. | $932.7M |
| SEZL Sezzle Inc. compare | $217.0M |
| KLAR Klarna Group plc compare | $43.0M |
| SLM SLM Corporation compare | — |
| OMF OneMain Holdings, Inc. compare | — |
| NNI Nelnet, Inc. compare | — |
What EBITDA is
EBITDA shows what a company earns from its operations before interest, taxes and the non-cash charges for depreciation and amortization.
Reported line item
More on ENVA
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement