First Financial Bancorp.
FFBC Financial Banks Regional
First Financial Bancorp.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 2.75% from fiscal 2024.
- Revenue
- +13.3%
- EPS
- +2.75%
- Free cash flow
- −101.0%
- Total debt
- +21.8%
Quarter to September 2026, against a year earlier
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First Financial Bancorp. (FFBC) Net margin
First Financial Bancorp.'s net margin over the twelve months to 30 September 2026 was 20.8%, up 0.5 percentage points from fiscal 2025 (20.3%). Over the past ten years it has ranged from 18.7% (fiscal 2024) to 31.3% (fiscal 2021); the current reading is higher than 18% of that period. That is above the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.
Net margin, annual
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Annual newest first
| Period | Net margin | Change (points) |
|---|---|---|
| FY2025 | 20.3% | 1.63 |
| FY2024 | 18.7% | (4.27) |
| FY2023 | 22.9% | (5.15) |
| FY2022 | 28.1% | (3.25) |
| FY2021 | 31.3% | 9.52 |
| FY2020 | 21.8% | (4.98) |
| FY2019 | 26.8% | (0.01) |
| FY2018 | 26.8% | 3.16 |
| FY2017 | 23.7% | 0.08 |
| FY2016 | 23.6% | 1.81 |
Quarterly newest first
| Period | Net margin | Change (points) |
|---|---|---|
| Sep 2026 | 22.1% | 0.57 |
| Jun 2026 | 21.6% | 1.12 |
| Mar 2026 | 20.4% | 1.53 |
| Dec 2025 | 18.9% | (3.31) |
| 43 more quarters | Free account |
Against its own ten years
Net margin against peers
| Company | Net margin |
|---|---|
| MCHB Mechanics Bancorp compare | 24.0% |
| FIBK First Interstate BancSystem, Inc. compare | 23.3% |
| TOWN Towne Bank compare | 22.3% |
| NIC Nicolet Bankshares Inc. compare | 22.1% |
| CBU Community Financial System, Inc. compare | 22.0% |
| RNST Renasant Corporation compare | 21.2% |
| FFBC First Financial Bancorp. | 20.8% |
| SFNC Simmons First National Corporation compare | 18.4% |
| SBCF Seacoast Banking Corporation of Florida compare | 15.5% |
| Banks Regional industry median | 18.8% |
| Financial sector median | 14.3% |
| Market median | 1.06% |
What Net margin is
Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.
Net Income Allotted to Shareholders ÷ Revenue
More on FFBC
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement