First Financial Bancorp.

FFBC Financial Banks Regional

First Financial Bancorp.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 2.75% from fiscal 2024.

Revenue
+13.3%
EPS
+2.75%
Free cash flow
−101.0%
Total debt
+21.8%

Quarter to September 2026, against a year earlier

32.56 0.83 −2.49%
Market cap
$3.4B
P/E
11.3×
Fwd P/E
10.5×
Dividend yield
3.10%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

First Financial Bancorp. (FFBC) Net margin

Alert me on Net margin

First Financial Bancorp.'s net margin over the twelve months to 30 September 2026 was 20.8%, up 0.5 percentage points from fiscal 2025 (20.3%). Over the past ten years it has ranged from 18.7% (fiscal 2024) to 31.3% (fiscal 2021); the current reading is higher than 18% of that period. That is above the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 20.3% 1.63
FY2024 18.7% (4.27)
FY2023 22.9% (5.15)
FY2022 28.1% (3.25)
FY2021 31.3% 9.52
FY2020 21.8% (4.98)
FY2019 26.8% (0.01)
FY2018 26.8% 3.16
FY2017 23.7% 0.08
FY2016 23.6% 1.81

Quarterly newest first

Period Net margin Change (points)
Sep 2026 22.1% 0.57
Jun 2026 21.6% 1.12
Mar 2026 20.4% 1.53
Dec 2025 18.9% (3.31)
43 more quarters

Against its own ten years

Low 18.7% High 31.3%
Ten-year median 23.6%
Current reading's percentile 23

Net margin against peers

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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