stockrowCommunity Financial System, Inc.
Community Financial System, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 7.44% from fiscal 2024.
- Revenue
- +6.18%
- EPS
- +11.5%
- Free cash flow
- +16.0%
- Total debt
- −21.9%
Quarter to September 2026, against a year earlier
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Community Financial System, Inc. (CBU) Free cash flow
Community Financial System, Inc.'s free cash flow for fiscal 2025 was $235.3M, unchanged from fiscal 2024. Over the twelve months to 30 June 2026 it was $248.6M. Over the past ten years it has ranged from $107.2M (fiscal 2015) to $235.3M (fiscal 2025) — the current reading is the highest in ten years. Free cash flow has risen for 5 consecutive fiscal years. Community Financial System, Inc. ranks 88th of 323 Banks Regional companies by free cash flow.
Free cash flow, annual
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Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2025 | $235.3M | 3.51% |
| FY2024 | $227.3M | 4.61% |
| FY2023 | $217.3M | 6.47% |
| FY2022 | $204.1M | 7.78% |
| FY2021 | $189.4M | 14.71% |
| FY2020 | $165.1M | (16.12%) |
| FY2019 | $196.8M | (5.72%) |
| FY2018 | $208.8M | 16.72% |
| FY2017 | $178.9M | 45.02% |
| FY2016 | $123.3M | 15.08% |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Jun 2026 | $42.9M | (28.88%) |
| Mar 2026 | $60.3M | (2.34%) |
| Dec 2025 | $61.7M | (26.24%) |
| Sep 2025 | $83.7M | 126.34% |
| 42 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| FFBC First Financial Bancorp. compare | $731.8M |
| SFNC Simmons First National Corporation compare | $493.2M |
| FIBK First Interstate BancSystem, Inc. compare | $265.0M |
| CBU Community Financial System, Inc. | $248.6M |
| SBCF Seacoast Banking Corporation of Florida compare | $206.9M |
| NIC Nicolet Bankshares Inc. compare | $198.0M |
| MCHB Mechanics Bancorp compare | $187.8M |
| PRK Park National Corporation compare | $184.2M |
| TOWN Towne Bank compare | $132.4M |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on CBU
- Revenue
- Net income
- EPS (diluted)
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement