Saturday 17 October 2026 Export BMA’s income statement to Excel — free account

Macro Bank Inc.

Macro Bank Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.6 billion, down 33.9% from fiscal 2024. In the quarter to June 2026, revenue grew 4.42%, EPS grew 17.4%, free cash flow grew 198.8% and total debt rose 22.9%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

64.04 0.99 −1.52%

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Market cap: $4.1B
P/E: 14.0×
Fwd P/E: 15.4×
Dividend yield: 6.47%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.10

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	1	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 2.03%

Capital & Financial Ratios $m

Market Cap 4,090.00

Revenue 4,854.03

Net Income 111.63

Free Cash Flow 1,143.24

Net Debt (2,093.41)

Current Ratio 1.10

Debt/Equity 0.26

P/E ratio 14.01

Fwd P/E 15.40

P/S ratio 0.84

P/B ratio 0.93

Past 5Y EPS Growth (13.87%)

This Y EPS Growth 151.22%

Next Y EPS Growth 45.71%

Next Y revenue growth 13,107.72%

Next 5Y EPS Growth 68.49%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 83.49%

10-year low 10-year high

P/S against its own 10 years 54.48%

10-year low 10-year high

P/B against its own 10 years 40.58%

10-year low 10-year high

Dividends

Payout Ratio 0.91

Annual Dividend Rate 4.14

Annual Dividend Yield 6.47%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	62.92	0.36 0.38 0.40 0.41 0.55 0.53 0.51
2025	39.43	0.40 0.37 0.37 0.31 0.35 0.36
2024	5.30	0.60 1.76 1.74 1.80
2023	2.22	0.45 0.45 0.45 0.45 0.43
2022	0.48	0.08 0.08 0.09 0.08 0.08 0.07
2021	Powerpack
2020	Powerpack
2019	2.20	2.20
2018	2.00	2.00
2017	0.76	0.75 0.00
2016	1.01	0.26 0.75

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	6,961	2,981	3,627	3,235
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	14,434	9,635	12,471	11,609

	2023	2024	2025	Q'26
Payables	12,807	9,265	10,953	10,318
ST’ Debt	—	—	—	—
Other	—	—	—	—
	13,709	9,307	11,196	10,558

Compound Annual Growth %

	10y	5y	3y
Sales	4.67%	10.36%	(9.79%)
Cash Flow	(1.09%)	(23.55%)	(51.88%)
Earnings	(8.20%)	(9.01%)	(9.64%)
Book Value	9.26%	14.24%	2.02%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	1,144	1,267	—	—	—
’25	918	1,213	992	1,451	4,574
’24	2,601	924	1,206	—	6,919
’23	1,299	1,546	2,199	12,243	17,288
’22	825	1,062	1,455	2,888	6,230
’21	661	619	652	1,094	3,027
’20	532	505	506	—	2,794

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	437	—	—	—	—
’25	(388)	(425)	503	755	444
’24	33	637	—	—	2,202
’23	783	(203)	(358)	(546)	(324)
’22	709	699	1,219	1,360	3,987
’21	81	(11)	338	61	469
’20	—	951	360	—	1,701

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	416	—	—	—	—
’25	(421)	(459)	474	712	307
’24	10	606	—	—	2,065
’23	760	(220)	(395)	(686)	(541)
’22	709	643	1,148	1,300	3,799
’21	67	(29)	316	43	396
’20	—	930	348	—	1,649

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	1.59	2.29	—	—	—
’25	0.65	1.95	(0.39)	1.08	3.10
’24	5.02	(4.01)	1.51	—	5.59
’23	0.66	2.69	0.33	31.60	34.93
’22	0.88	0.52	0.94	2.45	3.80
’21	0.37	0.77	1.16	1.60	4.13
’20	1.72	1.42	1.30	—	6.54

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	52.88	66.34	32.00	21.41	11.45	12.24	9.72	15.66	24.41	38.30	Analyst estimates 2026–2028 Powerpack
	High	83.18	136.10	117.99	77.31	37.73	21.20	18.05	31.68	109.36	118.42
People
People	Employees	8,617	8,774	9,028	8,768	8,774	8,005	7,796	8,005	9,004	8,490
	Revenue/emp, $m	0.29	0.33	0.35	0.45	0.32	0.38	0.80	2.16	0.77	0.54
Income, $m
Income, $m	Revenue	2,539	2,902	3,142	3,921	2,794	3,027	6,230	17,288	6,919	4,574
	Gross margin, %	64.53	71.81	66.59	66.13	69.09	67.24	62.04	64.36	69.68	66.23
	EBT	678	916	305	696	557	253	455	3,306	396	409
	EBT margin, %	26.71	31.58	9.71	17.75	19.92	8.35	7.31	19.12	5.72	8.94
	Net income	0	0	305	696	557	253	455	3,306	396	409
	Depreciation	—	—	52	62	63	75	117	221	152	143
Per share, $
Per share, $	Revenue	43.46	46.12	47.52	61.33	43.70	47.34	97.44	270.37	108.21	71.53
	Earnings	7.60	8.65	(0.39)	6.69	6.54	4.13	3.80	34.93	5.59	3.10
	Cash flow	14.64	(11.64)	40.75	5.40	26.61	7.33	62.35	(5.07)	34.44	6.95
	Capex	(0.46)	(0.33)	(1.23)	(1.31)	(0.82)	(1.13)	(2.93)	(3.39)	(2.14)	(2.15)
	Free cash flow	14.17	(11.97)	39.52	4.08	25.79	6.20	59.42	(8.46)	32.30	4.80
	Book value	25.62	41.40	32.71	34.33	33.66	39.35	61.68	121.48	69.69	65.49
	Shares, m	58	63	66	64	64	64	64	64	64	64
Valuation, ×
Valuation, ×	P/E	9.27	14.02	4.75	3.35	1.94	3.60	3.30	0.80	2.84	27.40
	P/S	1.61	2.54	0.97	0.75	0.41	0.30	0.16	0.10	0.36	1.26
	P/B	2.86	5.14	1.36	1.50	0.54	0.36	0.26	0.23	1.54	1.38
	EV/Sales	0.82	1.98	0.56	0.33	(0.32)	(0.25)	(0.13)	(0.21)	0.17	0.73
	EV/FCF	2.52	(7.63)	1.80	0.59	(0.59)	(1.93)	(0.21)	6.70	(6.19)	10.88
Cash, $m
Cash, $m	Operating cash flow	855	(732)	2,694	345	1,701	469	3,987	(324)	2,202	444
	Capex	(27)	(21)	(81)	(84)	(52)	(72)	(187)	(217)	(137)	(138)
	Free cash flow	828	(753)	2,613	261	1,649	396	3,799	(541)	2,065	307
Balance, $m
Balance, $m	Working capital	1,292	2,277	697	1,282	(744)	(159)	(2,810)	724	328	1,275
	Total debt	434	458	876	664	570	477	595	1,546	524	1,199
	Net debt	(2,009)	(1,611)	(1,779)	(1,455)	(1,849)	(1,663)	(1,808)	(5,415)	(2,457)	(2,428)
	Shareholders’ equity	1,497	2,605	2,162	2,195	2,152	2,516	3,944	7,767	4,456	4,188
Returns, %
Returns, %	ROA	4.04	4.72	(0.19)	3.94	3.67	2.24	2.36	10.72	1.73	1.34
	ROIC	0.00	57.64	49.77	58.78	114.96	18.50	13.32	87.83	12.39	14.52
	ROE	0.00	0.00	(1.33)	19.62	17.09	10.29	9.72	38.11	5.86	5.36

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
SFBS ServisFirst Bancshares, Inc.	$4.3B	13.4×	12.3×	+6.36% (above 0%: growing)	+40.18% (above 0%: growing)	+141.10% (above 0%: growing)	64.14%	0.00%	Compare
FULT Fulton Financial Corporation	$4.3B	10.7×	11.1×	+7.53% (above 0%: growing)	−1.89% (below 0%: shrinking)	+6.85% (above 0%: growing)	71.64%	0.00%	Compare
IBOC International Bancshares Corporation	$4.2B	10.1×	11.2×	+0.96% (above 0%: growing)	−4.35% (below 0%: shrinking)	−3.33% (below 0%: shrinking)	81.33%	0.00%	Compare
FBP First BanCorp.	$4.2B	11.4×	10.8×	+4.63% (above 0%: growing)	+26.00% (above 0%: growing)	−5.21% (below 0%: shrinking)	81.89%	0.00%	Compare
UCB United Community Banks, Inc.	$4.1B	11.1×	11.3×	+0.18% (above 0%: growing)	+50.79% (above 0%: growing)	+43.32% (above 0%: growing)	72.97%	0.00%	Compare
BMA Macro Bank Inc.	$4.1B	14.0×	15.4×	+4.42% (above 0%: growing)	+17.44% (above 0%: growing)	+198.80% (above 0%: growing)	77.07%	0.00%
CATY Cathay General Bancorp	$4.0B	11.6×	10.6×	+3.12% (above 0%: growing)	+24.32% (above 0%: growing)	+272.48% (above 0%: growing)	63.72%	0.00%	Compare
TCBI Texas Capital Bancshares, Inc.	$3.9B	11.7×	13.4×	+4.34% (above 0%: growing)	+16.35% (above 0%: growing)	+62.74% (above 0%: growing)	65.14%	0.00%	Compare
WSFS WSFS Financial Corporation	$3.9B	12.8×	11.6×	+1.64% (above 0%: growing)	+28.35% (above 0%: growing)	−141.58% (below 0%: shrinking)	81.45%	0.00%	Compare
Median of peers	$4.1B	11.5×	11.3×	+3.73%	+25.16%	+25.09%	72.31%	0.00%

All 323 Banks Regional stocks →

Macro Bank Inc. (BMA) key facts

Concern: Macro Bank Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.6 billion, down 33.9% from fiscal 2024.
Macro Bank Inc. (BMA) is a Banks Regional company in the Financial sector, traded in the US as an ADR.
As of October 16, 2026, BMA traded at $64.04, a market capitalization of $4.1 billion.
Macro Bank Inc. pays an annual dividend of $4.14 per share, a yield of 6.47%, with a payout ratio of 90.6%.
Return on equity was 5.36% and debt-to-equity 0.26.
Its Piotroski F-score is 5 out of 9 for fiscal 2025.