Nicolet Bankshares Inc.

NIC Financial Banks Regional

Nicolet Bankshares Inc.’s revenue for fiscal 2025 (year ended December 2025) was $556.5 million, up 6.89% from fiscal 2024.

Revenue
+61.6%
EPS
+8.19%
Free cash flow
+40.2%
Total debt
−31.1%

Quarter to September 2026, against a year earlier

172.90 2.34 −1.34%
Market cap
$3.6B
P/E
18.7×
Fwd P/E
17.7×
Dividend yield
—
F-score
9/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Nicolet Bankshares Inc. (NIC) Current ratio

Alert me on Current ratio

Nicolet Bankshares Inc.'s current ratio at the end of the quarter to 30 September 2026 was 0.9×, down 0.1× from fiscal 2025 (1.0×). Over the past ten years it has ranged from 0.8× (fiscal 2021) to 1.0× (fiscal 2025) — the current reading is the highest in ten years. That is in line with the Banks Regional industry median of 0.9× and below the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 1.0× 0.27%
FY2024 1.0× 1.55%
FY2023 1.0× 12.29%
FY2022 0.8× 4.52%
FY2021 0.8× (12.27%)
FY2020 0.9× (1.13%)
FY2019 0.9× 1.06%
FY2018 0.9× 1.54%
FY2017 0.9× 5.50%
FY2016 0.9× (2.76%)

Quarterly newest first

Period Current ratio Change
Sep 2026 0.9× 0.12%
Jun 2026 0.9× (1.06%)
Mar 2026 0.9× (6.01%)
Dec 2025 1.0× 0.63%
43 more quarters

Against its own ten years

Low 0.8× High 1.0×
Ten-year median 0.9×
Current reading's percentile 100

Current ratio against peers

Company Current ratio
BMA Macro Bank Inc. compare 1.1×
BANF BancFirst Corporation compare 1.0×
WSBC WesBanco, Inc. compare 1.0×
RNST Renasant Corporation compare 0.9×
NIC Nicolet Bankshares Inc. 0.9×
TOWN Towne Bank compare 0.9×
FFBC First Financial Bancorp. compare 0.9×
CBU Community Financial System, Inc. compare 0.8×
FIBK First Interstate BancSystem, Inc. compare 0.7×
Banks Regional industry median 0.9×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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