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Friday 6 November 2026 Export CBU’s income statement to Excel — free account

Community Financial System, Inc.

CBU Financial Banks Regional

Community Financial System, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 7.44% from fiscal 2024.

Revenue
+6.18%
EPS
+11.5%
Free cash flow
+16.0%
Total debt
−21.9%

Quarter to September 2026, against a year earlier

64.94 0.79 −1.20%
Market cap
$3.4B
P/E
14.7×
Fwd P/E
13.6×
Dividend yield
2.93%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Community Financial System, Inc. (CBU) Current ratio

Alert me on Current ratio

Community Financial System, Inc.'s current ratio at the end of the quarter to 30 September 2026 was 0.8×, up 0.0× from fiscal 2025 (0.8×). Over the past ten years it has ranged from 0.7× (fiscal 2022) to 0.8× (fiscal 2020); the current reading is higher than 82% of that period. That is below the Banks Regional industry median of 0.9× and below the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 0.8× (0.98%)
FY2024 0.8× 3.52%
FY2023 0.7× 10.47%
FY2022 0.7× (2.77%)
FY2021 0.7× (10.83%)
FY2020 0.8× 2.95%
FY2019 0.7× 1.60%
FY2018 0.7× 2.31%
FY2017 0.7× 3.78%
FY2016 0.7× (1.53%)

Quarterly newest first

Period Current ratio Change
Sep 2026 0.8× 0.94%
Jun 2026 0.8× (0.12%)
Mar 2026 0.8× 1.01%
Dec 2025 0.8× (0.16%)
43 more quarters

Against its own ten years

Low 0.7× High 0.8×
Ten-year median 0.7×
Current reading's percentile 82

Current ratio against peers

Company Current ratio
SFNC Simmons First National Corporation compare 1.0×
PRK Park National Corporation compare 0.9×
NIC Nicolet Bankshares Inc. compare 0.9×
TOWN Towne Bank compare 0.9×
FFBC First Financial Bancorp. compare 0.9×
SBCF Seacoast Banking Corporation of Florida compare 0.8×
MCHB Mechanics Bancorp compare 0.8×
CBU Community Financial System, Inc. 0.8×
FIBK First Interstate BancSystem, Inc. compare 0.7×
Banks Regional industry median 0.9×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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