stockrowNMI Holdings Inc
NMIH Financial Insurance Specialty
NMI Holdings Inc’s revenue for fiscal 2025 (year ended December 2025) was $706.4 million, up 8.52% from fiscal 2024.
- Revenue
- +4.96%
- EPS
- +0.81%
- Free cash flow
- +10.7%
- Total debt
- +0.48%
Quarter to September 2026, against a year earlier
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NMI Holdings Inc (NMIH) Free cash flow margin
NMI Holdings Inc's free cash flow margin over the twelve months to 30 September 2026 was 57.4%, down 1.0 percentage points from fiscal 2025 (58.4%). Over the past ten years it has ranged from 32.4% (fiscal 2017) to 65.9% (fiscal 2015); the current reading is higher than 73% of that period. That is above the Insurance Specialty industry median of 34.5% and above the Financial sector median of 11.4%.
Free cash flow margin, annual
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Annual newest first
| Period | Free cash flow margin | Change (points) |
|---|---|---|
| FY2025 | 58.4% | (1.01) |
| FY2024 | 59.4% | 1.83 |
| FY2023 | 57.6% | (0.29) |
| FY2022 | 57.9% | (6.77) |
| FY2021 | 64.6% | 9.14 |
| FY2020 | 55.5% | 3.16 |
| FY2019 | 52.3% | 2.23 |
| FY2018 | 50.1% | 17.68 |
| FY2017 | 32.4% | (16.42) |
| FY2016 | 48.8% | (17.06) |
Against its own ten years
Free cash flow margin against peers
| Company | Free cash flow margin |
|---|---|
| RDN Radian Group Inc. compare | 84.5% |
| ESNT Essent Group Ltd. compare | 62.4% |
| NMIH NMI Holdings Inc | 60.4% |
| MTG MGIC Investment Corporation compare | 59.5% |
| ACT Enact Holdings, Inc. compare | 56.8% |
| AXS Axis Capital Holdings Limited compare | 37.6% |
| FNF Fidelity National Financial, Inc. compare | 35.3% |
| AGO Assured Guaranty Ltd. compare | 34.5% |
| FAF First American Financial Corporation compare | 9.96% |
| Insurance Specialty industry median | 34.5% |
| Financial sector median | 11.4% |
| Market median | 0.00% |
What Free cash flow margin is
Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.
(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue
More on NMIH
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement