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Friday 6 November 2026 Export NMIH’s income statement to Excel — free account

NMI Holdings Inc

NMIH Financial Insurance Specialty

NMI Holdings Inc’s revenue for fiscal 2025 (year ended December 2025) was $706.4 million, up 8.52% from fiscal 2024.

Revenue
+4.96%
EPS
+0.81%
Free cash flow
+10.7%
Total debt
+0.48%

Quarter to September 2026, against a year earlier

40.47 3.80 −8.58%
Market cap
$3.3B
P/E
8.5×
Fwd P/E
8.0×
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

NMI Holdings Inc (NMIH) Current ratio

Alert me on Current ratio

NMI Holdings Inc's current ratio at the end of the quarter to 30 June 2026 was 0.6×, up 0.1× from fiscal 2025 (0.5×). Over the past ten years it has ranged from 0.2× (fiscal 2017) to 0.7× (fiscal 2020); the current reading is higher than 55% of that period. That is above the Insurance Specialty industry median of 0.5× and below the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 0.5× (7.36%)
FY2024 0.5× (20.33%)
FY2023 0.7× 45.42%
FY2022 0.5× (8.72%)
FY2021 0.5× (30.27%)
FY2020 0.7× 55.86%
FY2019 0.5× 52.18%
FY2018 0.3× 33.01%
FY2017 0.2× (33.04%)
FY2016 0.3× (37.97%)

Quarterly newest first

Period Current ratio Change
Jun 2026 0.6× 2.50%
Mar 2026 0.5× 11.99%
Dec 2025 0.5× (37.01%)
Sep 2025 0.8× 17.97%
42 more quarters

Against its own ten years

Low 0.2× High 0.7×
Ten-year median 0.5×
Current reading's percentile 55

Current ratio against peers

Company Current ratio
FAF First American Financial Corporation compare 0.9×
ACT Enact Holdings, Inc. compare 0.8×
AXS Axis Capital Holdings Limited compare 0.6×
NMIH NMI Holdings Inc 0.6×
AGO Assured Guaranty Ltd. compare 0.4×
RDN Radian Group Inc. compare 0.4×
ESNT Essent Group Ltd. compare 0.3×
FNF Fidelity National Financial, Inc. compare 0.3×
MTG MGIC Investment Corporation compare 0.0×
Insurance Specialty industry median 0.5×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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