Capital One Financial Corporation COF

200.20 3.59 1.83% as of 25 Sep
Market cap
$122.0B
P/E
12.4×
Indexes indicate stock being part of an index,
Growth Flags show if company had growth for consecutive years

Capital One Financial Corporation (COF) Return on assets

Capital One Financial Corporation's return on assets over the twelve months to 30 June 2026 was 1.53%, up 1.2 percentage points from fiscal 2025 (0.38%). Over the past ten years it has ranged from 0.38% (fiscal 2025) to 2.80% (fiscal 2021) — the current reading is the lowest in ten years. That is below the Credit Services industry median of 2.29% and above the Financial sector median of 1.19%.

Return on assets, annual

Annual

Period Return on assets Change (points)
FY2025 0.38% (0.54)
FY2024 0.92% (0.06)
FY2023 0.98% (0.61)
FY2022 1.59% (1.21)
FY2021 2.80% 2.22
FY2020 0.58% (0.78)
FY2019 1.36% (0.19)
FY2018 1.55% 1.08
FY2017 0.47% (0.55)
FY2016 1.02% (0.19)

Against its own ten years

Low 0.38% High 2.80%
Ten-year median 1.02%
Current reading's percentile 9

Return on assets against peers

Company Return on assets
MA Mastercard Incorporated compare 29.8%
V Visa Inc. compare 23.2%
AFRM Affirm Holdings, Inc. compare 14.3%
PYPL PayPal Holdings, Inc. compare 6.03%
AXP American Express Company compare 3.75%
SYF Synchrony Financial compare 2.83%
COF Capital One Financial Corporation 1.53%
SOFI SoFi Technologies, Inc. compare 1.25%
ALLY Ally Financial Inc. compare 0.68%
Credit Services industry median 2.29%
Financial sector median 1.19%
Market median 0.00%

What Return on assets is

ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.

Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)

The full definition of Return on assets →

More on COF