Capital One Financial Corporation COF
- Market cap
- $122.0B
- P/E
- 12.4×
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Capital One Financial Corporation (COF) Return on assets
Capital One Financial Corporation's return on assets over the twelve months to 30 June 2026 was 1.53%, up 1.2 percentage points from fiscal 2025 (0.38%). Over the past ten years it has ranged from 0.38% (fiscal 2025) to 2.80% (fiscal 2021) — the current reading is the lowest in ten years. That is below the Credit Services industry median of 2.29% and above the Financial sector median of 1.19%.
Return on assets, annual
Annual
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 0.38% | (0.54) |
| FY2024 | 0.92% | (0.06) |
| FY2023 | 0.98% | (0.61) |
| FY2022 | 1.59% | (1.21) |
| FY2021 | 2.80% | 2.22 |
| FY2020 | 0.58% | (0.78) |
| FY2019 | 1.36% | (0.19) |
| FY2018 | 1.55% | 1.08 |
| FY2017 | 0.47% | (0.55) |
| FY2016 | 1.02% | (0.19) |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| MA Mastercard Incorporated compare | 29.8% |
| V Visa Inc. compare | 23.2% |
| AFRM Affirm Holdings, Inc. compare | 14.3% |
| PYPL PayPal Holdings, Inc. compare | 6.03% |
| AXP American Express Company compare | 3.75% |
| SYF Synchrony Financial compare | 2.83% |
| COF Capital One Financial Corporation | 1.53% |
| SOFI SoFi Technologies, Inc. compare | 1.25% |
| ALLY Ally Financial Inc. compare | 0.68% |
| Credit Services industry median | 2.29% |
| Financial sector median | 1.19% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on COF
- Revenue
- Net income
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- EV/EBITDA
- EV/Sales
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- The full statement