Saturday 17 October 2026
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Capital One Financial Corporation
Capital One Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $69.3 billion, up 28.4% from fiscal 2024. In the quarter to June 2026, revenue grew 21.7%, EPS grew 155.1%, free cash flow grew 42.5% and total debt fell 14.0%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for five consecutive years, revenue growth for five.
201.74
2.88
+1.45%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
81.60 | 15.35 | 11.03 | 5.20 | 5.38 | 19.31 | 9.27 | 6.36 | 28.38 | 12.81 |
Piotroski F-Score |
7 | 5 | 7 | 6 | 7 | 6 | 7 | 7 | 7 | 6 |
P/S ratio |
1.89 | 1.27 | 1.02 | 0.95 | 2.00 | 1.43 | 1.43 | 1.12 | 1.61 | 1.63 |
P/FCF ratio |
5.01 | 4.03 | 2.58 | 2.83 | 5.53 | 2.83 | 3.05 | 3.00 | 3.66 | 4.05 |
P/Operating CF |
16.73 | 27.88 | 7.12 | 4.47 | 13.77 | 9.78 | 11.68 | 9.21 | 11.79 | 22.49 |
P/B ratio |
1.15 | 1.12 | 0.87 | 0.69 | 1.05 | 0.75 | 0.83 | 0.70 | 0.99 | 0.94 |
Price to Tangible BV |
1.91 | 1.50 | 1.17 | 0.96 | 1.39 | 0.99 | 1.11 | 0.98 | 1.41 | 1.36 |
EV/Sales |
1.72 | 1.29 | 1.13 | 1.38 | 2.64 | 1.40 | 2.66 | 2.51 | 3.12 | 3.34 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
4.31 | 3.83 | 2.73 | 3.84 | 6.86 | 2.66 | 5.39 | 6.27 | 6.60 | 7.75 |
EV/FCF |
4.57 | 4.10 | 2.86 | 4.12 | 7.27 | 2.77 | 5.70 | 6.72 | 7.11 | 8.29 |
Quick Ratio |
0.13 | 0.12 | 0.13 | 0.09 | 0.07 | 0.13 | 0.05 | 0.05 | 0.06 | 0.05 |
Current Ratio |
1.04 | 0.98 | 1.01 | 0.99 | 0.95 | 0.92 | 1.04 | 1.02 | 1.08 | 1.07 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
7.54% | 9.18% | 10.31% | 10.51% | 9.78% | 9.46% | 14.19% | 15.72% | 16.33% | 16.66% |
Debt/Equity |
0.44 | 0.74 | 0.85 | 0.91 | 0.69 | 0.66 | 0.95 | 1.13 | 1.23 | 1.25 |
Asset Turnover |
0.12 | 0.11 | 0.11 | 0.09 | 0.08 | 0.08 | 0.09 | 0.09 | 0.08 | 0.08 |
Operating CF/Net income |
12.71 | 4.09 | 4.49 | 1.96 | 1.03 | 7.03 | 3.20 | 2.27 | 8.32 | 3.37 |
Capex/Depreciation |
(0.30) | (0.37) | (0.30) | (0.29) | (0.20) | (0.20) | (0.27) | (0.36) | (0.42) | (0.32) |
| 2.50% | 7.48% | 8.28% | 12.40% | 19.74% | 4.02% | 9.47% | 11.37% | 3.54% | 7.41% | |
| 0.38% | 0.92% | 0.98% | 1.59% | 2.80% | 0.58% | 1.36% | 1.55% | 0.47% | 1.02% | |
ROIC |
1.40% | 5.95% | 5.94% | 8.35% | 12.16% | 3.38% | 4.31% | 4.73% | 3.65% | 3.63% |
Return on Tangible Assets |
8.74% | (295.94%) | 65.10% | 270.61% | (95.27%) | (11.22%) | 33.64% | 66.46% | 7.35% | 17.96% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
71.95% | 61.41% | 61.96% | 64.99% | 45.57% | 79.83% | 63.99% | 63.58% | 71.67% | 71.34% |
Intangible Assets out of Total Assets |
0.07 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 |
Share Based Compensation of Revenue |
1.12% | 1.05% | 1.04% | 0.82% | 1.03% | 0.64% | 0.71% | 0.53% | 0.81% | 0.87% |
Graham Net Nets |
(0.45) | (1.05) | (1.35) | (1.92) | (1.18) | (1.78) | (1.20) | (1.82) | (1.10) | (1.24) |
Graham Number |
118.50 | 203.78 | 202.35 | 232.30 | 289.19 | 123.08 | 176.02 | 169.64 | 89.15 | 121.22 |
Earnings Yield |
1.23% | 6.52% | 9.07% | 19.22% | 18.57% | 5.18% | 10.79% | 15.72% | 3.52% | 7.81% |
Free Cash Flow Yield |
19.95% | 24.85% | 38.83% | 35.35% | 18.09% | 35.33% | 32.73% | 33.37% | 27.29% | 24.69% |
Revenue per Share |
128.08 | 140.94 | 129.40 | 97.94 | 72.39 | 69.12 | 72.21 | 67.47 | 61.96 | 54.50 |
Operating CF per Share |
51.26 | 47.45 | 53.80 | 35.25 | 27.82 | 36.48 | 35.58 | 27.04 | 29.29 | 23.48 |
Capex per Share |
(2.92) | (3.15) | (2.51) | (2.38) | (1.58) | (1.55) | (1.90) | (1.82) | (2.10) | (1.54) |
Free Cash Flow per Share |
48.34 | 44.30 | 51.29 | 32.86 | 26.24 | 34.93 | 33.69 | 25.22 | 27.19 | 21.94 |
Cash per Share |
114.84 | 114.11 | 114.42 | 79.78 | 49.84 | 89.06 | 29.40 | 28.11 | 29.64 | 24.74 |
Shareholders Equity per Share |
210.13 | 158.83 | 151.91 | 134.21 | 137.92 | 131.51 | 124.06 | 107.66 | 100.64 | 94.11 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
210.13 | 158.83 | 151.91 | 134.21 | 137.92 | 131.51 | 124.06 | 107.66 | 100.64 | 94.11 |
Free Cash Flow |
26,140.00 | 16,955.00 | 19,614.00 | 12,875.00 | 11,612.00 | 15,989.00 | 15,752.00 | 12,104.00 | 13,164.00 | 11,077.00 |
Working Capital |
19,356.00 | (6,013.00) | 2,663.00 | (1,748.00) | (16,769.00) | (25,450.00) | 11,058.00 | 4,400.00 | 19,139.00 | 15,883.00 |
Capital Expenditures |
(1,578.00) | (1,204.00) | (961.00) | (934.00) | (698.00) | (710.00) | (887.00) | (874.00) | (1,018.00) | (779.00) |
Net Current Asset Value |
(58,835.00) | (71,438.00) | (68,112.00) | (70,013.00) | (76,040.00) | (80,386.00) | (57,846.00) | (65,896.00) | (53,133.00) | (55,549.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 |
Price to Operating Income |
57.45 | 11.55 | 8.36 | 3.94 | 4.06 | 14.13 | 7.00 | 4.96 | 8.78 | 8.18 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.94 | 0.72 | 0.74 | 0.74 | 0.83 | 0.82 | 0.76 | 0.57 | 0.61 | 0.66 |
Cash ROIC |
11.56% | 11.35% | 12.98% | 9.78% | 9.26% | 11.35% | 12.39% | 9.78% | 10.72% | 9.27% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.04 | 0.04 | 0.04 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
10,978.41 | 8,929.45 | 10,015.81 | 29,479.04 | 71,031.10 | 35,732.80 | 18,535.55 | 21,195.97 | 32,205.37 | 42,824.74 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
419,239.00 | 355,560.00 | 340,702.50 | 321,986.00 | 308,211.00 | 284,069.50 | 256,230.50 | 246,733.00 | 240,235.00 | 227,244.50 |
Average Assets |
579,576.50 | 484,304.00 | 466,856.50 | 443,815.00 | 426,991.50 | 405,983.50 | 381,451.50 | 369,115.50 | 361,363.00 | 345,540.50 |
Average Common Equity |
87,200.00 | 59,436.50 | 55,335.50 | 56,805.50 | 60,616.50 | 59,107.50 | 54,839.50 | 50,199.00 | 48,122.00 | 47,399.00 |
Columns are period end dates