Capital One Financial Corporation
Capital One Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $69.3 billion, up 28.4% from fiscal 2024. In the quarter to June 2026, revenue grew 21.7%, EPS grew 155.1%, free cash flow grew 42.5% and total debt fell 14.0%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for five consecutive years, revenue growth for five.
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Capital One Financial Corporation (COF) Return on equity
Capital One Financial Corporation's return on equity over the twelve months to 30 June 2026 was 9.09%, up 6.6 percentage points from fiscal 2025 (2.50%). Over the past ten years it has ranged from 2.50% (fiscal 2025) to 19.7% (fiscal 2021) — the current reading is the lowest in ten years. That is above the Credit Services industry median of 8.49% and in line with the Financial sector median of 8.89%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 2.50% | (4.98) |
| FY2024 | 7.48% | (0.80) |
| FY2023 | 8.28% | (4.12) |
| FY2022 | 12.4% | (7.34) |
| FY2021 | 19.7% | 15.72 |
| FY2020 | 4.02% | (5.45) |
| FY2019 | 9.47% | (1.90) |
| FY2018 | 11.4% | 7.83 |
| FY2017 | 3.54% | (3.87) |
| FY2016 | 7.41% | (0.98) |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| MA Mastercard Incorporated compare | 241.2% |
| V Visa Inc. compare | 62.4% |
| AFRM Affirm Holdings, Inc. compare | 45.1% |
| AXP American Express Company compare | 34.0% |
| PYPL PayPal Holdings, Inc. compare | 24.5% |
| SYF Synchrony Financial compare | 22.2% |
| ALLY Ally Financial Inc. compare | 10.3% |
| COF Capital One Financial Corporation | 9.09% |
| SOFI SoFi Technologies, Inc. compare | 7.09% |
| Credit Services industry median | 8.49% |
| Financial sector median | 8.89% |
| Market median | 1.35% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on COF
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement