stockrowCapital One Financial Corporation
Capital One Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $69.3 billion, up 28.4% from fiscal 2024.
- Revenue
- +3.24%
- EPS
- +16.4%
- Free cash flow
- −39.3%
- Total debt
- −3.35%
Quarter to September 2026, against a year earlier
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Capital One Financial Corporation (COF) Return on equity
Capital One Financial Corporation's return on equity over the twelve months to 30 September 2026 was 9.44%, up 6.9 percentage points from fiscal 2025 (2.50%). Over the past ten years it has ranged from 2.50% (fiscal 2025) to 19.7% (fiscal 2021) — the current reading is the lowest in ten years. That is in line with the Credit Services industry median of 9.05% and in line with the Financial sector median of 9.01%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 2.50% | (4.98) |
| FY2024 | 7.48% | (0.80) |
| FY2023 | 8.28% | (4.12) |
| FY2022 | 12.4% | (7.34) |
| FY2021 | 19.7% | 15.72 |
| FY2020 | 4.02% | (5.45) |
| FY2019 | 9.47% | (1.90) |
| FY2018 | 11.4% | 7.83 |
| FY2017 | 3.54% | (3.87) |
| FY2016 | 7.41% | (0.98) |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| MA Mastercard Incorporated compare | 231.4% |
| V Visa Inc. compare | 64.6% |
| AFRM Affirm Holdings, Inc. compare | 44.5% |
| AXP American Express Company compare | 35.5% |
| PYPL PayPal Holdings, Inc. compare | 23.8% |
| SYF Synchrony Financial compare | 21.1% |
| ALLY Ally Financial Inc. compare | 10.5% |
| COF Capital One Financial Corporation | 9.44% |
| SOFI SoFi Technologies, Inc. compare | 7.35% |
| Credit Services industry median | 9.05% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on COF
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement