Capital One Financial Corporation COF

200.20 3.59 1.83% as of 25 Sep
Market cap
$122.0B
P/E
12.4×
Indexes indicate stock being part of an index,
Growth Flags show if company had growth for consecutive years

Capital One Financial Corporation (COF) Return on equity

Capital One Financial Corporation's return on equity over the twelve months to 30 June 2026 was 9.09%, up 6.6 percentage points from fiscal 2025 (2.50%). Over the past ten years it has ranged from 2.50% (fiscal 2025) to 19.7% (fiscal 2021) — the current reading is the lowest in ten years. That is above the Credit Services industry median of 8.49% and in line with the Financial sector median of 9.01%.

Return on equity, annual

Annual

Period Return on equity Change (points)
FY2025 2.50% (4.98)
FY2024 7.48% (0.80)
FY2023 8.28% (4.12)
FY2022 12.4% (7.34)
FY2021 19.7% 15.72
FY2020 4.02% (5.45)
FY2019 9.47% (1.90)
FY2018 11.4% 7.83
FY2017 3.54% (3.87)
FY2016 7.41% (0.98)

Against its own ten years

Low 2.50% High 19.7%
Ten-year median 8.28%
Current reading's percentile 9

Return on equity against peers

Company Return on equity
MA Mastercard Incorporated compare 241.2%
V Visa Inc. compare 62.4%
AFRM Affirm Holdings, Inc. compare 45.1%
AXP American Express Company compare 34.0%
PYPL PayPal Holdings, Inc. compare 24.5%
SYF Synchrony Financial compare 22.2%
ALLY Ally Financial Inc. compare 10.3%
COF Capital One Financial Corporation 9.09%
SOFI SoFi Technologies, Inc. compare 7.09%
Credit Services industry median 8.49%
Financial sector median 9.01%
Market median 1.76%

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

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