Pricing Log in Create free account

Capital One Financial Corporation (COF) vs Visa Inc. (V)

Capital One Financial Corporation and Visa Inc. are both Credit Services companies. Visa Inc. is the larger, with a market value of $746.4B against $122.0B — 6.1× the size. Capital One Financial Corporation trades at the lower P/E: 12.5× against 33.0×. Capital One Financial Corporation grew revenue faster over the last twelve months: 37.3% against 14.4%. Visa Inc. has the higher net margin (50.8% vs 13.0%) and the higher return on invested capital (38.0% vs 7.92%). Both pay a dividend; Capital One Financial Corporation yields more (1.59% vs 0.67%). Across the 21 metrics below, Capital One Financial Corporation leads on 12 and Visa Inc. on 9.

Valuation

Metric COF V Credit Services median
P/E 12.48 32.97 9.39
P/S 1.59 16.12 0.86
P/B 1.10 20.69 1.16
Price to free cash flow 4.21 34.12 2.78
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.01% 3.03% 6.55%
Free cash flow yield 23.73% 2.93% 12.26%

Profitability

Metric COF V Credit Services median
Gross margin 78.81% 100.00% 77.13%
Operating margin 0.00% 60.68% 0.34%
Net margin 12.98% 50.78% 9.25%
Free cash flow margin 37.74% 47.23% 12.91%
Return on equity 9.09% 62.36% 8.49%
Return on assets 1.53% 23.22% 2.16%
Return on invested capital 7.92% 38.04% 4.09%

Growth

Metric COF V Credit Services median
Revenue growth (TTM) 37.26% 14.39% 4.62%
EPS growth (last fiscal year) (65.23%) 4.83% 21.94%
Revenue growth, 5-year CAGR 16.96% 12.86% 9.13%
Net income growth, 5-year CAGR (1.69%) 13.04% 0.00%

Health

Metric COF V Credit Services median
Debt to equity 0.39 0.68 0.68
Current ratio 1.02 0.99 1.55
Net debt to EBITDA 0.00 0.13 0.13

Dividend

Metric COF V Credit Services median
Dividend yield 1.59% 0.67% 1.64%
Payout ratio 0.20 0.23 0.22

Size

Metric COF V Credit Services median
Market cap 122.00b 746.35b 751.08m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack