Capital One Financial Corporation COF

200.20 3.59 1.83% as of 25 Sep
Market cap
$122.0B
P/E
12.4×
Indexes indicate stock being part of an index,
Growth Flags show if company had growth for consecutive years

Capital One Financial Corporation (COF) Debt to equity

Capital One Financial Corporation's debt to equity at the end of the quarter to 30 June 2026 was 0.4×, down 0.1× from fiscal 2025 (0.4×). Over the past ten years it has ranged from 0.4× (fiscal 2025) to 1.3× (fiscal 2016) — the current reading is the lowest in ten years. That is below the Credit Services industry median of 0.7× and above the Financial sector median of 0.2×.

Debt to equity, annual

Annual

Period Debt to equity Change
FY2025 0.4× (40.05%)
FY2024 0.7× (12.83%)
FY2023 0.8× (6.67%)
FY2022 0.9× 31.35%
FY2021 0.7× 4.57%
FY2020 0.7× (30.63%)
FY2019 1.0× (15.76%)
FY2018 1.1× (7.50%)
FY2017 1.2× (2.11%)
FY2016 1.3× 1.80%

Quarterly

Period Debt to equity Change
Jun 2026 0.4× (14.02%)
Mar 2026 0.5× 2.91%
Dec 2025 0.4× (0.72%)
Sep 2025 0.4× (4.51%)
42 more quarters

Against its own ten years

Low 0.4× High 1.3×
Ten-year median 0.9×
Current reading's percentile 9

Debt to equity against peers

Company Debt to equity
SOFI SoFi Technologies, Inc. compare 0.3×
COF Capital One Financial Corporation 0.4×
PYPL PayPal Holdings, Inc. compare 0.7×
V Visa Inc. compare 0.7×
SYF Synchrony Financial compare 1.0×
ALLY Ally Financial Inc. compare 1.1×
AXP American Express Company compare 1.7×
AFRM Affirm Holdings, Inc. compare 1.8×
MA Mastercard Incorporated compare 4.4×
Credit Services industry median 0.7×
Financial sector median 0.2×
Market median 0.2×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

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