stockrowAmerican Express Company
American Express Company’s revenue for fiscal 2025 (year ended December 2025) was $80.5 billion, up 8.44% from fiscal 2024.
- Revenue
- +6.92%
- EPS
- +31.2%
- Free cash flow
- −20.5%
- Total debt
- +1.30%
Quarter to September 2026, against a year earlier
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American Express Company (AXP) Return on assets
American Express Company's return on assets over the twelve months to 30 September 2026 was 3.98%, up 0.2 percentage points from fiscal 2025 (3.74%). Over the past ten years it has ranged from 1.56% (fiscal 2020) to 4.17% (fiscal 2021); the current reading is higher than 82% of that period. That is above the Credit Services industry median of 1.94% and above the Financial sector median of 1.15%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 3.74% | (0.01) |
| FY2024 | 3.75% | 0.38 |
| FY2023 | 3.37% | (0.18) |
| FY2022 | 3.55% | (0.62) |
| FY2021 | 4.17% | 2.61 |
| FY2020 | 1.56% | (1.87) |
| FY2019 | 3.43% | (0.24) |
| FY2018 | 3.67% | 2.11 |
| FY2017 | 1.56% | (1.72) |
| FY2016 | 3.28% | 0.12 |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| MA Mastercard Incorporated compare | 30.4% |
| V Visa Inc. compare | 24.2% |
| AFRM Affirm Holdings, Inc. compare | 14.4% |
| PYPL PayPal Holdings, Inc. compare | 5.86% |
| AXP American Express Company | 3.98% |
| SYF Synchrony Financial compare | 2.71% |
| COF Capital One Financial Corporation compare | 1.58% |
| SOFI SoFi Technologies, Inc. compare | 1.30% |
| ALLY Ally Financial Inc. compare | 0.69% |
| Credit Services industry median | 1.94% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on AXP
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement