Capital One Financial Corporation

COF Financial Credit Services

Capital One Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $69.3 billion, up 28.4% from fiscal 2024.

Revenue
+3.24%
EPS
+16.4%
Free cash flow
−39.3%
Total debt
−3.35%

Quarter to September 2026, against a year earlier

204.68 0.84 +0.41%
Market cap
$122.6B
P/E
12.1×
Fwd P/E
11.7×
Dividend yield
1.56%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Capital One Financial Corporation (COF) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, Capital One Financial Corporation (COF) trades at a price to free cash flow of 4.8×. Over the past ten years it has ranged from 1.2× (April 2020) to 7.6× (December 2025); the current reading is higher than 77% of that period. That is above the Credit Services industry median of 2.5× and below the Financial sector median of 9.7×.

Price to free cash flow, daily

Embed this chart

Annual newest first

Period Price to free cash flow Change
FY2025 5.0× 24.55%
FY2024 4.0× 56.27%
FY2023 2.6× (8.96%)
FY2022 2.8× (48.83%)
FY2021 5.5× 95.35%
FY2020 2.8× (7.35%)
FY2019 3.1× 1.93%
FY2018 3.0× (18.20%)
FY2017 3.7× (9.55%)
FY2016 4.1× (0.61%)

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 4.5× 6.84%
Jun 2026 4.2× 0.72%
Mar 2026 4.2× (17.00%)
Dec 2025 5.0× (23.07%)
43 more quarters

Against its own ten years

Low 1.2× High 7.6×
Ten-year median 3.8×
Current reading's percentile 77

Price to free cash flow against peers

Company Price to free cash flow
SOFI SoFi Technologies, Inc. compare n/m
ALLY Ally Financial Inc. compare 2.4×
SYF Synchrony Financial compare 2.5×
COF Capital One Financial Corporation 4.8×
PYPL PayPal Holdings, Inc. compare 7.9×
AXP American Express Company compare 15.8×
AFRM Affirm Holdings, Inc. compare 29.2×
V Visa Inc. compare 34.4×
MA Mastercard Incorporated compare 37.2×
Credit Services industry median 2.5×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

More on COF