Capital One Financial Corporation

COF Financial Credit Services

Capital One Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $69.3 billion, up 28.4% from fiscal 2024. In the quarter to June 2026, revenue grew 21.7%, EPS grew 155.1%, free cash flow grew 42.5% and total debt fell 14.0%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for five consecutive years, revenue growth for five.

201.74 2.88 +1.45%
Market cap
$122.0B
P/E
12.5×
Fwd P/E
11.6×
Dividend yield
1.59%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Capital One Financial Corporation (COF) Price to free cash flow

Alert me on Price to free cash flow

As of 16 October 2026, Capital One Financial Corporation (COF) trades at a price to free cash flow of 4.2×. Over the past ten years it has ranged from 1.2× (April 2020) to 7.6× (December 2025); the current reading is higher than 69% of that period. That is above the Credit Services industry median of 2.8× and below the Financial sector median of 9.9×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 5.0× 24.55%
FY2024 4.0× 56.27%
FY2023 2.6× (8.96%)
FY2022 2.8× (48.83%)
FY2021 5.5× 95.35%
FY2020 2.8× (7.35%)
FY2019 3.1× 1.93%
FY2018 3.0× (18.20%)
FY2017 3.7× (9.55%)
FY2016 4.1× (0.61%)

Quarterly newest first

Period Price to free cash flow Change
Jun 2026 4.2× 0.72%
Mar 2026 4.2× (17.00%)
Dec 2025 5.0× (23.07%)
Sep 2025 6.5× 10.40%
42 more quarters

Against its own ten years

Low 1.2× High 7.6×
Ten-year median 3.8×
Current reading's percentile 69

Price to free cash flow against peers

Company Price to free cash flow
SOFI SoFi Technologies, Inc. compare n/m
SYF Synchrony Financial compare 2.5×
ALLY Ally Financial Inc. compare 2.5×
COF Capital One Financial Corporation 4.2×
PYPL PayPal Holdings, Inc. compare 7.5×
AXP American Express Company compare 14.1×
AFRM Affirm Holdings, Inc. compare 25.0×
MA Mastercard Incorporated compare 34.1×
V Visa Inc. compare 34.1×
Credit Services industry median 2.8×
Financial sector median 9.9×
Market median 14.2×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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