Capital One Financial Corporation COF
200.20
3.59
1.83%
as of 25 Sep
- Market cap
- $122.0B
- P/E
- 12.4×
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Capital One Financial Corporation (COF) Gross margin
Capital One Financial Corporation's gross margin over the twelve months to 30 June 2026 was 78.8%, up 1.7 percentage points from fiscal 2025 (77.2%). Over the past ten years it has ranged from 72.5% (fiscal 2024) to 95.0% (fiscal 2021); the current reading is higher than 27% of that period. That is in line with the Credit Services industry median of 77.1% and above the Financial sector median of 69.9%.
Gross margin, annual
Annual
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 77.2% | 4.65 |
| FY2024 | 72.5% | (1.83) |
| FY2023 | 74.3% | (14.92) |
| FY2022 | 89.3% | (5.75) |
| FY2021 | 95.0% | 4.87 |
| FY2020 | 90.1% | 5.46 |
| FY2019 | 84.7% | (2.04) |
| FY2018 | 86.7% | (4.07) |
| FY2017 | 90.8% | (1.88) |
| FY2016 | 92.7% | (0.84) |
Quarterly
| Period | Gross margin | Change (points) |
|---|---|---|
| Jun 2026 | 79.8% | 0.95 |
| Mar 2026 | 78.9% | 0.16 |
| Dec 2025 | 78.7% | 0.80 |
| Sep 2025 | 77.9% | 1.37 |
| 42 more quarters | Free account |
Against its own ten years
Low 72.5%
High 95.0%
Ten-year median
89.3%
Current reading's percentile
27
Gross margin against peers
| Company | Gross margin |
|---|---|
| V Visa Inc. compare | 100.0% |
| MA Mastercard Incorporated compare | 100.0% |
| AXP American Express Company compare | 90.3% |
| SYF Synchrony Financial compare | 83.1% |
| COF Capital One Financial Corporation | 78.8% |
| SOFI SoFi Technologies, Inc. compare | 77.1% |
| ALLY Ally Financial Inc. compare | 61.1% |
| AFRM Affirm Holdings, Inc. compare | 57.4% |
| PYPL PayPal Holdings, Inc. compare | 40.5% |
| Credit Services industry median | 77.1% |
| Financial sector median | 69.9% |
| Market median | 46.3% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on COF
- Revenue
- Net income
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- EV/EBITDA
- EV/Sales
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- The full statement