Capital One Financial Corporation (COF) vs Mastercard Incorporated (MA)
Capital One Financial Corporation and Mastercard Incorporated are both Credit Services companies. Mastercard Incorporated is the larger, with a market value of $494.4B against $122.0B — 4.1× the size. Capital One Financial Corporation trades at the lower P/E: 12.4× against 31.2×. Capital One Financial Corporation grew revenue faster over the last twelve months: 37.3% against 16.0%. Mastercard Incorporated has the higher net margin (46.3% vs 13.0%) and the higher return on invested capital (70.5% vs 7.92%). Both pay a dividend; Capital One Financial Corporation yields more (1.83% vs 0.54%). Across the 22 metrics below, Capital One Financial Corporation leads on 12 and Mastercard Incorporated on 10.
Valuation
Profitability
| Metric | COF | MA | Credit Services median |
|---|---|---|---|
| Gross margin | 78.81% | 100.00% | 77.13% |
| Operating margin | 0.00% | 58.33% | 0.34% |
| Net margin | 12.98% | 46.34% | 9.25% |
| Free cash flow margin | 37.74% | 45.53% | 13.03% |
| Return on equity | 9.09% | 241.20% | 8.49% |
| Return on assets | 1.53% | 29.80% | 2.29% |
| Return on invested capital | 7.92% | 70.46% | 4.09% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack