Mastercard Incorporated

MA Financial Credit Services

Mastercard Incorporated’s revenue for fiscal 2025 (year ended December 2025) was $32.8 billion, up 16.4% from fiscal 2024.

Revenue
+14.0%
EPS
+21.6%
Free cash flow
−10.3%
Total debt
+26.1%

Quarter to September 2026, against a year earlier

653.44 2.48 −0.38%
Market cap
$571.4B
P/E
34.1×
Fwd P/E
32.5×
Dividend yield
0.53%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Mastercard Incorporated (MA) Return on assets

Alert me on Return on assets

Mastercard Incorporated's return on assets over the twelve months to 30 September 2026 was 30.4%, up 1.2 percentage points from fiscal 2025 (29.3%). Over the past ten years it has ranged from 19.6% (fiscal 2017) to 30.0% (fiscal 2019); the current reading is higher than 91% of that period. That is above the Credit Services industry median of 1.94% and above the Financial sector median of 1.15%.

Return on assets, annual

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Annual newest first

Period Return on assets Change (points)
FY2025 29.3% 0.84
FY2024 28.4% 0.86
FY2023 27.6% 1.58
FY2022 26.0% 1.62
FY2021 24.4% 3.97
FY2020 20.4% (9.60)
FY2019 30.0% 4.64
FY2018 25.4% 5.80
FY2017 19.6% (3.67)
FY2016 23.2% (0.88)

Against its own ten years

Low 19.6% High 30.0%
Ten-year median 25.4%
Current reading's percentile 91

Return on assets against peers

Company Return on assets
MA Mastercard Incorporated 30.4%
V Visa Inc. compare 24.2%
AFRM Affirm Holdings, Inc. compare 14.4%
PYPL PayPal Holdings, Inc. compare 5.86%
AXP American Express Company compare 3.98%
SYF Synchrony Financial compare 2.71%
COF Capital One Financial Corporation compare 1.58%
SOFI SoFi Technologies, Inc. compare 1.30%
ALLY Ally Financial Inc. compare 0.69%
Credit Services industry median 1.94%
Financial sector median 1.15%
Market median 0.00%

What Return on assets is

ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.

Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)

The full definition of Return on assets →

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