stockrowAmerican Express Company (AXP) vs SoFi Technologies, Inc. (SOFI)
- American Express Company AXP 323.62 −0.42%
- SoFi Technologies, Inc. SOFI 16.17 +0.81%
American Express Company and SoFi Technologies, Inc. are both Credit Services companies. American Express Company is the larger, with a market value of $217.9B against $20.8B — 10.5× the size. American Express Company trades at the lower P/E: 18.3× against 27.8×. SoFi Technologies, Inc. grew revenue faster over the last twelve months: 37.6% against 8.72%. American Express Company has the higher net margin (14.1% vs 12.1%) and the higher return on invested capital (18.9% vs 4.90%). Across the 17 metrics below, American Express Company leads on 13 and SoFi Technologies, Inc. on 4.
Valuation
Profitability
| Metric | AXP | SOFI | Credit Services median |
|---|---|---|---|
| Gross margin | 90.75% | 77.36% | 76.61% |
| Operating margin | 0.00% | 0.00% | 0.34% |
| Net margin | 14.14% | 12.06% | 8.35% |
| Free cash flow margin | 16.27% | (166.99%) | 8.73% |
| Return on equity | 35.45% | 7.35% | 9.05% |
| Return on assets | 3.98% | 1.30% | 1.94% |
| Return on invested capital | 18.91% | 4.90% | 4.56% |
Growth
Health
Dividend
Size
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