American Express Company (AXP) vs Mastercard Incorporated (MA)
- American Express Company AXP 313.59 −0.09%
- Mastercard Incorporated MA 617.42 +0.18%
American Express Company and Mastercard Incorporated are both Credit Services companies. Mastercard Incorporated is the larger, with a market value of $539.9B against $212.0B — 2.5× the size. American Express Company trades at the lower P/E: 19.0× against 33.9×. Mastercard Incorporated grew revenue faster over the last twelve months: 16.0% against 9.38%. Mastercard Incorporated has the higher net margin (46.3% vs 13.5%) and the higher return on invested capital (70.5% vs 20.0%). Both pay a dividend; American Express Company yields more (1.17% vs 0.56%). Across the 21 metrics below, American Express Company leads on 11 and Mastercard Incorporated on 10.
Valuation
Profitability
| Metric | AXP | MA | Credit Services median |
|---|---|---|---|
| Gross margin | 90.34% | 100.00% | 77.13% |
| Operating margin | 0.00% | 58.33% | 0.34% |
| Net margin | 13.45% | 46.34% | 9.25% |
| Free cash flow margin | 17.90% | 45.53% | 12.91% |
| Return on equity | 33.97% | 241.20% | 8.49% |
| Return on assets | 3.75% | 29.80% | 2.16% |
| Return on invested capital | 20.04% | 70.46% | 4.09% |
Growth
Health
Dividend
Size
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