stockrowAmerican Express Company (AXP) vs Mastercard Incorporated (MA)
- American Express Company AXP 325.40 +0.13%
- Mastercard Incorporated MA 652.74 −0.48%
American Express Company and Mastercard Incorporated are both Credit Services companies. Mastercard Incorporated is the larger, with a market value of $571.4B against $217.9B — 2.6× the size. American Express Company trades at the lower P/E: 18.3× against 34.2×. Mastercard Incorporated grew revenue faster over the last twelve months: 15.3% against 8.72%. Mastercard Incorporated has the higher net margin (46.7% vs 14.1%) and the higher return on invested capital (67.6% vs 18.9%). Both pay a dividend; American Express Company yields more (1.13% vs 0.53%). Across the 21 metrics below, American Express Company leads on 11 and Mastercard Incorporated on 10.
Valuation
Profitability
| Metric | AXP | MA | Credit Services median |
|---|---|---|---|
| Gross margin | 90.75% | 100.00% | 76.61% |
| Operating margin | 0.00% | 58.60% | 0.34% |
| Net margin | 14.14% | 46.73% | 8.35% |
| Free cash flow margin | 16.27% | 42.52% | 8.73% |
| Return on equity | 35.45% | 231.37% | 9.05% |
| Return on assets | 3.98% | 30.43% | 1.94% |
| Return on invested capital | 18.91% | 67.64% | 4.56% |
Growth
Health
Dividend
Size
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