American Express Company

AXP Financial Credit Services

American Express Company’s revenue for fiscal 2025 (year ended December 2025) was $80.5 billion, up 8.44% from fiscal 2024.

Revenue
+6.92%
EPS
+31.2%
Free cash flow
−20.5%
Total debt
+1.30%

Quarter to September 2026, against a year earlier

322.11 2.86 −0.88%
Market cap
$217.9B
P/E
18.3×
Fwd P/E
17.4×
Dividend yield
1.13%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

American Express Company (AXP) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, American Express Company (AXP) trades at a price to free cash flow of 15.8×. Over the past ten years it has ranged from 4.8× (March 2020) to 151× (September 2020); the current reading is higher than 84% of that period. That is above the Credit Services industry median of 2.5× and above the Financial sector median of 9.7×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 16.1× (7.70%)
FY2024 17.4× 113.76%
FY2023 8.1× 41.69%
FY2022 5.7× (41.69%)
FY2021 9.9× (58.35%)
FY2020 23.7× 175.20%
FY2019 8.6× (19.69%)
FY2018 10.7× 52.94%
FY2017 7.0× (31.12%)
FY2016 10.2× 37.01%

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 14.7× (3.43%)
Jun 2026 15.2× 5.33%
Mar 2026 14.5× (9.97%)
Dec 2025 16.1× 32.40%
43 more quarters

Against its own ten years

Low 4.8× High 151×
Ten-year median 9.3×
Current reading's percentile 84

Price to free cash flow against peers

Company Price to free cash flow
SOFI SoFi Technologies, Inc. compare n/m
ALLY Ally Financial Inc. compare 2.4×
SYF Synchrony Financial compare 2.5×
COF Capital One Financial Corporation compare 4.8×
PYPL PayPal Holdings, Inc. compare 7.9×
AXP American Express Company 15.8×
AFRM Affirm Holdings, Inc. compare 29.2×
V Visa Inc. compare 34.4×
MA Mastercard Incorporated compare 37.2×
Credit Services industry median 2.5×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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