American Express Company

AXP Financial Credit Services

American Express Company’s revenue for fiscal 2025 (year ended December 2025) was $80.5 billion, up 8.44% from fiscal 2024.

Revenue
+6.92%
EPS
+31.2%
Free cash flow
−20.5%
Total debt
+1.30%

Quarter to September 2026, against a year earlier

325.97 6.62 −1.99%
Market cap
$217.9B
P/E
18.3×
Fwd P/E
17.4×
Dividend yield
1.13%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

American Express Company (AXP) Current ratio

Alert me on Current ratio

American Express Company's current ratio at the end of the quarter to 30 September 2026 was 1.6×, down 0.0× from fiscal 2025 (1.6×). Over the past ten years it has ranged from 1.5× (fiscal 2020) to 1.9× (fiscal 2018); the current reading is higher than 27% of that period. That is above the Credit Services industry median of 1.3× and above the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 1.6× 1.16%
FY2024 1.6× (3.63%)
FY2023 1.6× 0.69%
FY2022 1.6× (3.61%)
FY2021 1.7× 12.49%
FY2020 1.5× (18.96%)
FY2019 1.8× (5.12%)
FY2018 1.9× 0.90%
FY2017 1.9× (0.39%)
FY2016 1.9× 1.30%

Quarterly newest first

Period Current ratio Change
Sep 2026 1.6× 1.68%
Jun 2026 1.5× (1.45%)
Mar 2026 1.6× (1.34%)
Dec 2025 1.6× (0.94%)
43 more quarters

Against its own ten years

Low 1.5× High 1.9×
Ten-year median 1.7×
Current reading's percentile 27

Current ratio against peers

Company Current ratio
AFRM Affirm Holdings, Inc. compare 11.8×
AXP American Express Company 1.6×
PYPL PayPal Holdings, Inc. compare 1.3×
SYF Synchrony Financial compare 1.2×
COF Capital One Financial Corporation compare 1.0×
MA Mastercard Incorporated compare 1.0×
V Visa Inc. compare 1.0×
ALLY Ally Financial Inc. compare 0.9×
SOFI SoFi Technologies, Inc. compare 0.0×
Credit Services industry median 1.3×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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