stockrowAmerican Express Company (AXP) vs PayPal Holdings, Inc. (PYPL)
- American Express Company AXP 320.60 +0.80%
- PayPal Holdings, Inc. PYPL 59.28 +1.68%
American Express Company and PayPal Holdings, Inc. are both Credit Services companies. American Express Company is the larger, with a market value of $213.3B against $48.4B — 4.4× the size. PayPal Holdings, Inc. trades at the lower P/E: 11.2× against 18.0×. American Express Company grew revenue faster over the last twelve months: 8.72% against 4.36%. American Express Company has the higher net margin (14.1% vs 13.8%) and the higher return on invested capital (18.9% vs 16.1%). Both pay a dividend; American Express Company yields more (1.15% vs 0.94%). Across the 21 metrics below, PayPal Holdings, Inc. leads on 12 and American Express Company on 9.
Valuation
Profitability
| Metric | AXP | PYPL | Credit Services median |
|---|---|---|---|
| Gross margin | 90.75% | 40.55% | 77.36% |
| Operating margin | 0.00% | 16.99% | 1.73% |
| Net margin | 14.14% | 13.78% | 8.35% |
| Free cash flow margin | 16.27% | 18.43% | 16.27% |
| Return on equity | 35.45% | 23.83% | 9.11% |
| Return on assets | 3.98% | 5.86% | 1.94% |
| Return on invested capital | 18.91% | 16.06% | 4.90% |
Growth
Health
Dividend
Size
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