American Express Company (AXP) vs PayPal Holdings, Inc. (PYPL)
American Express Company and PayPal Holdings, Inc. are both Credit Services companies. American Express Company is the larger, with a market value of $207.3B against $45.0B — 4.6× the size. PayPal Holdings, Inc. trades at the lower P/E: 10.3× against 18.7×. American Express Company grew revenue faster over the last twelve months: 9.38% against 5.69%. PayPal Holdings, Inc. has the higher net margin (14.4% vs 13.5%) and the lower return on invested capital (16.9% vs 20.0%). Across the 21 metrics below, PayPal Holdings, Inc. leads on 14 and American Express Company on 7.
Valuation
Profitability
| Metric | AXP | PYPL | Credit Services median |
|---|---|---|---|
| Gross margin | 90.34% | 40.48% | 77.13% |
| Operating margin | 0.00% | 17.42% | 0.34% |
| Net margin | 13.45% | 14.36% | 9.25% |
| Free cash flow margin | 17.90% | 19.35% | 13.03% |
| Return on equity | 33.97% | 24.50% | 8.49% |
| Return on assets | 3.75% | 6.03% | 2.29% |
| Return on invested capital | 20.04% | 16.92% | 4.09% |
Growth
Health
Dividend
Size
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