American Express Company AXP

308.89 3.23 1.06% as of 25 Sep
Market cap
$207.3B
P/E
18.7×
Indexes indicate stock being part of an index,
Growth Flags show if company had growth for consecutive years

American Express Company (AXP) Net margin

American Express Company's net margin over the twelve months to 30 June 2026 was 13.5%, up 0.2 percentage points from fiscal 2025 (13.3%). Over the past ten years it has ranged from 6.79% (fiscal 2017) to 18.1% (fiscal 2021); the current reading is higher than 45% of that period. That is above the Credit Services industry median of 9.25% and in line with the Financial sector median of 13.5%.

Net margin, annual

Annual

Period Net margin Change (points)
FY2025 13.3% (0.17)
FY2024 13.5% 1.22
FY2023 12.3% (1.05)
FY2022 13.3% (4.83)
FY2021 18.1% 10.18
FY2020 7.95% (6.15)
FY2019 14.1% (1.58)
FY2018 15.7% 8.89
FY2017 6.79% (7.35)
FY2016 14.1% (0.56)

Quarterly

Period Net margin Change (points)
Jun 2026 14.2% 0.17
Mar 2026 14.1% 2.53
Dec 2025 11.5% (2.41)
Sep 2025 14.0% (0.36)
42 more quarters

Against its own ten years

Low 6.79% High 18.1%
Ten-year median 13.5%
Current reading's percentile 45

Net margin against peers

Company Net margin
V Visa Inc. compare 50.8%
MA Mastercard Incorporated compare 46.3%
AFRM Affirm Holdings, Inc. compare 45.3%
SYF Synchrony Financial compare 14.8%
PYPL PayPal Holdings, Inc. compare 14.4%
AXP American Express Company 13.5%
COF Capital One Financial Corporation compare 13.0%
SOFI SoFi Technologies, Inc. compare 11.4%
ALLY Ally Financial Inc. compare 8.38%
Credit Services industry median 9.25%
Financial sector median 13.5%
Market median 0.55%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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