American Express Company AXP

308.89 3.23 1.06% as of 25 Sep
Market cap
$207.3B
P/E
18.7×
Indexes indicate stock being part of an index,
Growth Flags show if company had growth for consecutive years

American Express Company (AXP) Free cash flow margin

American Express Company's free cash flow margin over the twelve months to 30 June 2026 was 17.9%, down 2.0 percentage points from fiscal 2025 (19.9%). Over the past ten years it has ranged from 10.8% (fiscal 2020) to 34.6% (fiscal 2022); the current reading is higher than 45% of that period. That is above the Credit Services industry median of 13.0% and above the Financial sector median of 15.6%.

Free cash flow margin, annual

Annual

Period Free cash flow margin Change (points)
FY2025 19.9% 3.53
FY2024 16.4% (8.87)
FY2023 25.2% (9.33)
FY2022 34.6% 4.57
FY2021 30.0% 19.22
FY2020 10.8% (14.72)
FY2019 25.5% 7.88
FY2018 17.6% (14.39)
FY2017 32.0% 13.38
FY2016 18.6% (8.57)

Against its own ten years

Low 10.8% High 34.6%
Ten-year median 25.2%
Current reading's percentile 45

Free cash flow margin against peers

Company Free cash flow margin
V Visa Inc. compare 47.2%
MA Mastercard Incorporated compare 45.5%
SYF Synchrony Financial compare 41.8%
COF Capital One Financial Corporation compare 37.7%
ALLY Ally Financial Inc. compare 28.8%
AFRM Affirm Holdings, Inc. compare 23.3%
PYPL PayPal Holdings, Inc. compare 19.4%
AXP American Express Company 17.9%
SOFI SoFi Technologies, Inc. compare −157.6%
Credit Services industry median 13.0%
Financial sector median 15.6%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

More on AXP