Pricing Log in Create free account

American Express Company (AXP) vs Visa Inc. (V)

American Express Company and Visa Inc. are both Credit Services companies. Visa Inc. is the larger, with a market value of $746.4B against $212.0B — 3.5× the size. American Express Company trades at the lower P/E: 19.0× against 33.0×. Visa Inc. grew revenue faster over the last twelve months: 14.4% against 9.38%. Visa Inc. has the higher net margin (50.8% vs 13.5%) and the higher return on invested capital (38.0% vs 20.0%). Both pay a dividend; American Express Company yields more (1.17% vs 0.67%). Across the 21 metrics below, American Express Company leads on 12 and Visa Inc. on 9.

Valuation

Metric AXP V Credit Services median
P/E 19.01 32.97 9.39
P/S 2.53 16.12 0.86
P/B 6.20 20.69 1.16
Price to free cash flow 14.13 34.12 2.78
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 5.26% 3.03% 6.55%
Free cash flow yield 7.08% 2.93% 12.26%

Profitability

Metric AXP V Credit Services median
Gross margin 90.34% 100.00% 77.13%
Operating margin 0.00% 60.68% 0.34%
Net margin 13.45% 50.78% 9.25%
Free cash flow margin 17.90% 47.23% 12.91%
Return on equity 33.97% 62.36% 8.49%
Return on assets 3.75% 23.22% 2.16%
Return on invested capital 20.04% 38.04% 4.09%

Growth

Metric AXP V Credit Services median
Revenue growth (TTM) 9.38% 14.39% 4.62%
EPS growth (last fiscal year) 9.78% 4.83% 21.94%
Revenue growth, 5-year CAGR 16.08% 12.86% 9.13%
Net income growth, 5-year CAGR 28.65% 13.04% 0.00%

Health

Metric AXP V Credit Services median
Debt to equity 1.66 0.68 0.68
Current ratio 1.55 0.99 1.55
Net debt to EBITDA 0.00 0.13 0.13

Dividend

Metric AXP V Credit Services median
Dividend yield 1.17% 0.67% 1.64%
Payout ratio 0.22 0.23 0.22

Size

Metric AXP V Credit Services median
Market cap 211.96b 746.35b 751.08m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack