American Express Company

AXP Financial Credit Services

American Express Company’s revenue for fiscal 2025 (year ended December 2025) was $80.5 billion, up 8.44% from fiscal 2024.

Revenue
+6.92%
EPS
+31.2%
Free cash flow
−20.5%
Total debt
+1.30%

Quarter to September 2026, against a year earlier

325.40 0.43 +0.13%
Market cap
$217.9B
P/E
18.3×
Fwd P/E
17.4×
Dividend yield
1.13%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

American Express Company (AXP) Return on equity

Alert me on Return on equity

American Express Company's return on equity over the twelve months to 30 September 2026 was 35.5%, up 1.9 percentage points from fiscal 2025 (33.6%). Over the past ten years it has ranged from 13.2% (fiscal 2020) to 35.1% (fiscal 2021); the current reading is higher than 82% of that period. That is above the Credit Services industry median of 9.05% and above the Financial sector median of 9.01%.

Return on equity, annual

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Annual newest first

Period Return on equity Change (points)
FY2025 33.6% (0.70)
FY2024 34.3% 3.00
FY2023 31.3% (0.28)
FY2022 31.6% (3.50)
FY2021 35.1% 21.88
FY2020 13.2% (16.06)
FY2019 29.2% (4.23)
FY2018 33.5% 19.82
FY2017 13.7% (11.86)
FY2016 25.5% 1.02

Against its own ten years

Low 13.2% High 35.1%
Ten-year median 31.3%
Current reading's percentile 82

Return on equity against peers

Company Return on equity
MA Mastercard Incorporated compare 231.4%
V Visa Inc. compare 64.6%
AFRM Affirm Holdings, Inc. compare 44.5%
AXP American Express Company 35.5%
PYPL PayPal Holdings, Inc. compare 23.8%
SYF Synchrony Financial compare 21.1%
ALLY Ally Financial Inc. compare 10.5%
COF Capital One Financial Corporation compare 9.44%
SOFI SoFi Technologies, Inc. compare 7.35%
Credit Services industry median 9.05%
Financial sector median 9.01%
Market median 0.51%

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

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