stockrowFirstCash Holdings, Inc.
FCFS Financial Credit Services
FirstCash Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 8.04% from fiscal 2024.
- Revenue
- +17.7%
- EPS
- +25.3%
- Free cash flow
- −12.7%
- Total debt
- +10.6%
Quarter to September 2026, against a year earlier
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FirstCash Holdings, Inc. (FCFS) Return on invested capital
FirstCash Holdings, Inc.'s return on invested capital over the twelve months to 30 September 2026 was 9.40%, up 1.6 percentage points from fiscal 2025 (7.85%). Over the past ten years it has ranged from 3.81% (fiscal 2021) to 10.8% (fiscal 2015); the current reading is higher than 73% of that period. That is above the Credit Services industry median of 4.56% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 7.85% | 0.17 |
| FY2024 | 7.68% | 0.91 |
| FY2023 | 6.77% | 1.19 |
| FY2022 | 5.58% | 1.77 |
| FY2021 | 3.81% | (2.82) |
| FY2020 | 6.63% | (1.66) |
| FY2019 | 8.29% | 0.37 |
| FY2018 | 7.92% | 0.53 |
| FY2017 | 7.39% | 3.51 |
| FY2016 | 3.88% | (6.88) |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| SEZL Sezzle Inc. compare | 49.8% |
| FCFS FirstCash Holdings, Inc. | 9.40% |
| ENVA Enova International, Inc. compare | 8.51% |
| CACC Credit Acceptance Corporation compare | 7.81% |
| ALLY Ally Financial Inc. compare | 4.56% |
| OMF OneMain Holdings, Inc. compare | 2.29% |
| NNI Nelnet, Inc. compare | 0.00% |
| BFH Bread Financial Holdings, Inc. compare | 0.00% |
| KLAR Klarna Group plc compare | 0.00% |
| Credit Services industry median | 4.56% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on FCFS
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement