stockrowSezzle Inc.
SEZL Financial Credit Services
Sezzle Inc.’s revenue for fiscal 2025 (year ended December 2025) was $450.3 million, up 66.1% from fiscal 2024.
- Revenue
- +42.6%
- EPS
- +82.1%
- Free cash flow
- −101.5%
- Total debt
- −12.9%
Quarter to September 2026, against a year earlier
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Sezzle Inc. (SEZL) Return on invested capital
Sezzle Inc.'s return on invested capital over the twelve months to 30 September 2026 was 49.8%, up 3.3 percentage points from fiscal 2025 (46.6%). Over the past ten years it has ranged from −515.5% (fiscal 2022) to 46.6% (fiscal 2025) — the current reading is the highest in ten years. That is above the Credit Services industry median of 4.56% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 46.6% | 1.39 |
| FY2024 | 45.2% | 15.08 |
| FY2023 | 30.1% | 545.57 |
| FY2022 | −515.5% | (399.63) |
| FY2021 | −115.9% | 25.93 |
| FY2020 | −141.8% | (141.78) |
| FY2019 | 0.00% | 0.00 |
| FY2018 | 0.00% | — |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| SEZL Sezzle Inc. | 49.8% |
| FCFS FirstCash Holdings, Inc. compare | 9.40% |
| SLM SLM Corporation compare | 8.72% |
| ENVA Enova International, Inc. compare | 8.51% |
| CACC Credit Acceptance Corporation compare | 7.81% |
| OMF OneMain Holdings, Inc. compare | 2.29% |
| NNI Nelnet, Inc. compare | 0.00% |
| BFH Bread Financial Holdings, Inc. compare | 0.00% |
| KLAR Klarna Group plc compare | 0.00% |
| Credit Services industry median | 4.56% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on SEZL
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement