PayPal Holdings, Inc.
PYPL Financial Credit Services
PayPal Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $33.2 billion, up 4.32% from fiscal 2024. In the quarter to June 2026, revenue grew 4.75%, EPS fell 3.08%, free cash flow grew 157.7% and total debt rose 18.6%, each against the same quarter a year earlier. Member of the S&P 500 and Nasdaq 100; revenue growth for ten consecutive years; insiders bought in the last twelve months.
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PayPal Holdings, Inc. (PYPL) Debt to equity
PayPal Holdings, Inc.'s debt to equity at the end of the quarter to 30 June 2026 was 0.7×, up 0.2× from fiscal 2025 (0.5×). Over the past ten years it has ranged from 0.0× (fiscal 2018) to 0.5× (fiscal 2022); the current reading is higher than 91% of that period. That is in line with the Credit Services industry median of 0.7× and above the Financial sector median of 0.2×.
Debt to equity, annual
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Annual newest first
| Period | Debt to equity | Change |
|---|---|---|
| FY2025 | 0.5× | 1.88% |
| FY2024 | 0.5× | 5.29% |
| FY2023 | 0.5× | (10.55%) |
| FY2022 | 0.5× | 38.68% |
| FY2021 | 0.4× | (16.84%) |
| FY2020 | 0.4× | 51.89% |
| FY2019 | 0.3× | — |
| FY2018 | 0.0× | — |
| FY2017 | 0.0× | — |
| FY2016 | 0.0× | — |
Quarterly newest first
| Period | Debt to equity | Change |
|---|---|---|
| Jun 2026 | 0.7× | 43.88% |
| Mar 2026 | 0.5× | (17.82%) |
| Dec 2025 | 0.6× | 2.42% |
| Sep 2025 | 0.6× | (0.16%) |
| 42 more quarters | Free account |
Against its own ten years
Debt to equity against peers
| Company | Debt to equity |
|---|---|
| SOFI SoFi Technologies, Inc. compare | 0.3× |
| COF Capital One Financial Corporation compare | 0.4× |
| PYPL PayPal Holdings, Inc. | 0.7× |
| SYF Synchrony Financial compare | 1.0× |
| FCFS FirstCash Holdings, Inc. compare | 1.0× |
| ALLY Ally Financial Inc. compare | 1.1× |
| AXP American Express Company compare | 1.7× |
| AFRM Affirm Holdings, Inc. compare | 1.8× |
| OMF OneMain Holdings, Inc. compare | 6.7× |
| Credit Services industry median | 0.7× |
| Financial sector median | 0.2× |
| Market median | 0.1× |
What Debt to equity is
Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.
(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)
More on PYPL
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement