PayPal Holdings, Inc. PYPL
55.04
2.44
4.64%
as of 25 Sep
- Market cap
- $45.0B
- P/E
- 10.3×
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PayPal Holdings, Inc. (PYPL) Net margin
PayPal Holdings, Inc.'s net margin over the twelve months to 30 June 2026 was 14.4%, down 1.4 percentage points from fiscal 2025 (15.8%). Over the past ten years it has ranged from 8.79% (fiscal 2022) to 19.6% (fiscal 2020); the current reading is higher than 82% of that period. That is above the Credit Services industry median of 9.25% and above the Financial sector median of 13.5%.
Net margin, annual
Annual
| Period | Net margin | Change (points) |
|---|---|---|
| FY2025 | 15.8% | 2.74 |
| FY2024 | 13.0% | (1.22) |
| FY2023 | 14.3% | 5.47 |
| FY2022 | 8.79% | (7.64) |
| FY2021 | 16.4% | (3.16) |
| FY2020 | 19.6% | 5.75 |
| FY2019 | 13.8% | 0.53 |
| FY2018 | 13.3% | (0.40) |
| FY2017 | 13.7% | 0.79 |
| FY2016 | 12.9% | (0.36) |
Quarterly
| Period | Net margin | Change (points) |
|---|---|---|
| Jun 2026 | 12.7% | (0.60) |
| Mar 2026 | 13.3% | (3.24) |
| Dec 2025 | 16.6% | 1.73 |
| Sep 2025 | 14.8% | (0.38) |
| 42 more quarters | Free account |
Against its own ten years
Low 8.79%
High 19.6%
Ten-year median
13.7%
Current reading's percentile
82
Net margin against peers
| Company | Net margin |
|---|---|
| AFRM Affirm Holdings, Inc. compare | 45.3% |
| SYF Synchrony Financial compare | 14.8% |
| PYPL PayPal Holdings, Inc. | 14.4% |
| AXP American Express Company compare | 13.5% |
| COF Capital One Financial Corporation compare | 13.0% |
| OMF OneMain Holdings, Inc. compare | 12.3% |
| SOFI SoFi Technologies, Inc. compare | 11.4% |
| FCFS FirstCash Holdings, Inc. compare | 9.42% |
| ALLY Ally Financial Inc. compare | 8.38% |
| Credit Services industry median | 9.25% |
| Financial sector median | 13.5% |
| Market median | 0.55% |
What Net margin is
Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.
Net Income Allotted to Shareholders ÷ Revenue
More on PYPL
- Revenue
- Net income
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- EV/EBITDA
- EV/Sales
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- The full statement