stockrowCommunity Financial System, Inc.
Community Financial System, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 7.44% from fiscal 2024.
- Revenue
- +6.18%
- EPS
- +11.5%
- Free cash flow
- +16.0%
- Total debt
- −21.9%
Quarter to September 2026, against a year earlier
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Community Financial System, Inc. (CBU) Total debt
Community Financial System, Inc.'s total debt at the end of fiscal 2025 was $458.8M, down 37.8% from $737.3M in fiscal 2024. At the end of the quarter to 30 September 2026 it was $421.0M. Over the past ten years it has ranged from $5.2M (fiscal 2021) to $791.1M (fiscal 2022); the current reading is higher than 73% of that period. Community Financial System, Inc. ranks 98th of 321 Banks Regional companies by total debt.
Total debt, annual
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Annual newest first
| Period | Total debt | Change |
|---|---|---|
| FY2025 | $458.8M | (37.78%) |
| FY2024 | $737.3M | 60.08% |
| FY2023 | $460.6M | (41.78%) |
| FY2022 | $791.1M | 15,217.00% |
| FY2021 | $5.2M | (94.08%) |
| FY2020 | $87.3M | (7.99%) |
| FY2019 | $94.9M | (5.05%) |
| FY2018 | $99.9M | (19.99%) |
| FY2017 | $124.9M | 22.23% |
| FY2016 | $102.2M | (74.68%) |
Quarterly newest first
| Period | Total debt | Change |
|---|---|---|
| Sep 2026 | $421.0M | (30.59%) |
| Jun 2026 | $606.5M | 35.89% |
| Mar 2026 | $446.3M | (2.71%) |
| Dec 2025 | $458.8M | (14.91%) |
| 43 more quarters | Free account |
Against its own ten years
Total debt against peers
| Company | Total debt |
|---|---|
| SFNC Simmons First National Corporation compare | $1.7B |
| SBCF Seacoast Banking Corporation of Florida compare | $1.1B |
| FFBC First Financial Bancorp. compare | $939.9M |
| CBU Community Financial System, Inc. | $421.0M |
| FIBK First Interstate BancSystem, Inc. compare | $296.7M |
| MCHB Mechanics Bancorp compare | $128.8M |
| TOWN Towne Bank compare | $127.1M |
| NIC Nicolet Bankshares Inc. compare | $92.8M |
| PRK Park National Corporation compare | $15.0M |
What Total debt is
Total Debt tells an investor how much a company has borrowed in all, whether the money is due within a year or later.
Long Term Debt (Total) + Current Part of Debt
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- Net margin
- Free cash flow margin
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- P/S ratio
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- Price to free cash flow
- Return on equity
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- Debt to equity
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- Shares outstanding
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- Piotroski F-score
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