stockrowCommunity Financial System, Inc.
Community Financial System, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 7.44% from fiscal 2024.
- Revenue
- +6.18%
- EPS
- +11.5%
- Free cash flow
- +16.0%
- Total debt
- −21.9%
Quarter to September 2026, against a year earlier
Follow CBU
Alert me
Community Financial System, Inc. (CBU) Return on equity
Community Financial System, Inc.'s return on equity over the twelve months to 30 September 2026 was 0.00%, down 11.1 percentage points from fiscal 2025 (11.1%). Over the past ten years it has ranged from 8.09% (fiscal 2023) to 11.1% (fiscal 2025) — the current reading is the highest in ten years. That is below the Banks Regional industry median of 10.3% and below the Financial sector median of 9.01%.
Return on equity, annual
Embed this chart
Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 11.1% | 0.62 |
| FY2024 | 10.5% | 2.41 |
| FY2023 | 8.09% | (2.18) |
| FY2022 | 10.3% | 1.27 |
| FY2021 | 9.00% | 0.71 |
| FY2020 | 8.29% | (1.16) |
| FY2019 | 9.45% | (0.58) |
| FY2018 | 10.0% | (0.57) |
| FY2017 | 10.6% | 1.77 |
| FY2016 | 8.83% | 0.30 |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| MCHB Mechanics Bancorp compare | 17.6% |
| PRK Park National Corporation compare | 13.1% |
| TOWN Towne Bank compare | 12.2% |
| FFBC First Financial Bancorp. compare | 10.7% |
| NIC Nicolet Bankshares Inc. compare | 10.2% |
| FIBK First Interstate BancSystem, Inc. compare | 9.54% |
| SFNC Simmons First National Corporation compare | 7.77% |
| SBCF Seacoast Banking Corporation of Florida compare | 6.86% |
| CBU Community Financial System, Inc. | 0.00% |
| Banks Regional industry median | 10.3% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on CBU
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement