Ally Financial Inc.
ALLY Financial Credit Services
Ally Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $15.3 billion, down 6.89% from fiscal 2024.
- Revenue
- +4.53%
- EPS
- +10.9%
- Free cash flow
- +32.7%
- Total debt
- +12.1%
Quarter to September 2026, against a year earlier
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Ally Financial Inc. (ALLY) Total debt
Ally Financial Inc.'s total debt at the end of fiscal 2025 was $17.1B, unchanged from fiscal 2024. At the end of the quarter to 30 September 2026 it was $18.8B. Over the past ten years it has ranged from $17.0B (fiscal 2021) to $66.2B (fiscal 2015); the current reading is higher than 18% of that period. Ally Financial Inc. ranks 8th of 51 Credit Services companies by total debt.
Total debt, annual
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Annual newest first
| Period | Total debt | Change |
|---|---|---|
| FY2025 | $17.1B | (2.43%) |
| FY2024 | $17.5B | (0.43%) |
| FY2023 | $17.6B | (1.08%) |
| FY2022 | $17.8B | 4.30% |
| FY2021 | $17.0B | (22.62%) |
| FY2020 | $22.0B | (35.33%) |
| FY2019 | $34.0B | (23.00%) |
| FY2018 | $44.2B | (0.07%) |
| FY2017 | $44.2B | (18.29%) |
| FY2016 | $54.1B | (18.28%) |
Quarterly newest first
| Period | Total debt | Change |
|---|---|---|
| Sep 2026 | $18.8B | 10.12% |
| Jun 2026 | $17.1B | (1.71%) |
| Mar 2026 | $17.3B | 1.63% |
| Dec 2025 | $17.1B | 1.92% |
| 43 more quarters | Free account |
Against its own ten years
Total debt against peers
| Company | Total debt |
|---|---|
| OMF OneMain Holdings, Inc. compare | $24.1B |
| ALLY Ally Financial Inc. | $18.8B |
| SYF Synchrony Financial compare | $17.0B |
| AFRM Affirm Holdings, Inc. compare | $10.0B |
| CACC Credit Acceptance Corporation compare | $6.7B |
| SOFI SoFi Technologies, Inc. compare | $3.9B |
| FCFS FirstCash Holdings, Inc. compare | $2.4B |
| SEZL Sezzle Inc. compare | $102.2M |
| KLAR Klarna Group plc compare | — |
What Total debt is
Total Debt tells an investor how much a company has borrowed in all, whether the money is due within a year or later.
Long Term Debt (Total) + Current Part of Debt
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- Net income
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- Free cash flow
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- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement