stockrowAlly Financial Inc.
ALLY Financial Credit Services
Ally Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $15.3 billion, down 6.89% from fiscal 2024.
- Revenue
- +4.53%
- EPS
- +10.9%
- Free cash flow
- +32.7%
- Total debt
- +12.1%
Quarter to September 2026, against a year earlier
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Ally Financial Inc. (ALLY) Free cash flow
Ally Financial Inc.'s free cash flow for fiscal 2025 was $3.7B, down 17.6% from $4.5B in fiscal 2024. Over the twelve months to 30 September 2026 it was $5.0B. Over the past ten years it has ranged from $3.7B (fiscal 2025) to $6.2B (fiscal 2022) — the current reading is the lowest in ten years. Free cash flow has fallen for 3 consecutive fiscal years. Ally Financial Inc. ranks 7th of 52 Credit Services companies by free cash flow.
Free cash flow, annual
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Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2025 | $3.7B | (17.65%) |
| FY2024 | $4.5B | (0.64%) |
| FY2023 | $4.6B | (27.05%) |
| FY2022 | $6.2B | 54.55% |
| FY2021 | $4.0B | 8.10% |
| FY2020 | $3.7B | (7.68%) |
| FY2019 | $4.1B | (2.41%) |
| FY2018 | $4.2B | 1.74% |
| FY2017 | $4.1B | (10.69%) |
| FY2016 | $4.6B | (10.64%) |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Sep 2026 | $1.6B | 17.89% |
| Jun 2026 | $1.4B | (1.31%) |
| Mar 2026 | $1.4B | 114.22% |
| Dec 2025 | $640.0M | (46.76%) |
| 43 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| SYF Synchrony Financial compare | $9.6B |
| ALLY Ally Financial Inc. | $5.0B |
| OMF OneMain Holdings, Inc. compare | $3.2B |
| CACC Credit Acceptance Corporation compare | $1.3B |
| AFRM Affirm Holdings, Inc. compare | $817.0M |
| FCFS FirstCash Holdings, Inc. compare | $518.2M |
| SEZL Sezzle Inc. compare | −$3.9M |
| KLAR Klarna Group plc compare | −$3.8B |
| SOFI SoFi Technologies, Inc. compare | −$10.2B |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on ALLY
- Revenue
- Net income
- EPS (diluted)
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement