stockrowUMB Financial Corporation
UMBF Financial Banks Regional
UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024.
- Revenue
- +4.21%
- EPS
- +53.8%
- Free cash flow
- +39.2%
- Total debt
- −29.3%
Quarter to September 2026, against a year earlier
Follow UMBF
Alert me
UMB Financial Corporation (UMBF) Return on invested capital
UMB Financial Corporation's return on invested capital over the twelve months to 30 September 2026 was 37.2%, up 37.2 percentage points from fiscal 2025 (0.00%). Over the past ten years it has ranged from 0.00% (fiscal 2025) to 84.8% (fiscal 2022) — the current reading is the lowest in ten years. That is above the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.
Return on invested capital, annual
Embed this chart
Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 0.00% | 0.00 |
| FY2024 | 0.00% | 0.00 |
| FY2023 | 0.00% | (84.81) |
| FY2022 | 84.8% | 84.81 |
| FY2021 | 0.00% | 0.00 |
| FY2020 | 0.00% | 0.00 |
| FY2019 | 0.00% | 0.00 |
| FY2018 | 0.00% | (54.57) |
| FY2017 | 54.6% | 31.47 |
| FY2016 | 23.1% | 13.02 |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| BPOP Popular, Inc. compare | 48.2% |
| UMBF UMB Financial Corporation | 37.2% |
| CIB Grupo Cibest S.A. - Sponsored ADR compare | 33.7% |
| ZION Zions Bancorporation, N.A. compare | 22.3% |
| FHN First Horizon Corporation compare | 12.3% |
| SSB SouthState Bank Corporation compare | 11.3% |
| WTFC Wintrust Financial Corporation compare | 10.5% |
| ONB Old National Bancorp compare | 5.62% |
| CFR Cullen/Frost Bankers, Inc. compare | 0.00% |
| Banks Regional industry median | 8.45% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on UMBF
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement