Saturday 17 October 2026 Export UMBF’s income statement to Excel — free account

UMB Financial Corporation

UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024. In the quarter to June 2026, revenue grew 4.12%, EPS grew 26.1%, free cash flow grew 22.3% and total debt fell 27.0%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three; insiders bought in the last twelve months.

131.10 0.65 −0.49%

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Market cap: $10.0B
P/E: 10.9×
Fwd P/E: 10.0×
Dividend yield: 1.04%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jun '26	Mar '26	Dec '25	Sep '25	Older periods
P/E ratio Full definition →	11.82	9.95	12.50	13.30	+8 more quarters Free account
P/S ratio Full definition →	2.49	1.99	2.03	2.38
P/FCF ratio Full definition →	10.42	8.75	8.62	11.15
P/Operating CF Full definition →	31.05	23.74	79.45	33.02
P/B ratio Full definition →	1.40	1.14	1.14	1.26
Price to Tangible BV Full definition →	1.99	1.64	1.66	1.87
EV/Sales Full definition →	1.06	0.26	(0.14)	(0.08)
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	4.24	1.09	(0.55)	(0.36)
EV/FCF Full definition →	4.44	1.14	(0.57)	(0.38)
Quick Ratio Full definition →	0.11	0.12	0.15	0.15
Current Ratio Full definition →	0.76	0.75	0.75	0.75
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	0.66%	0.66%	0.65%	0.66%
Debt/Equity Full definition →	0.06	0.06	0.06	0.06
Asset Turnover Full definition →	0.06	0.06	0.07	0.06
Operating CF/Net income Full definition →	1.29	1.41	0.51	1.51
Capex/Depreciation Full definition →	0.39	(0.14)	(0.36)	(0.15)
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	36.19%	35.87%	39.17%	38.48%
Intangible Assets out of Total Assets Full definition →	0.03	0.03	0.03	0.03
Share Based Compensation of Revenue Full definition →	0.84%	1.25%	0.86%	0.71%
Graham Net Nets Full definition →	(1.52)	(1.96)	(2.04)	(1.90)
Graham Number Full definition →	166.37	158.99	144.60	137.31
Earnings Yield Full definition →	8.46%	10.05%	8.00%	7.52%
Free Cash Flow Yield Full definition →	9.60%	11.43%	11.61%	8.96%
Revenue per Share Full definition →	14.70	14.10	14.81	14.25
Operating CF per Share Full definition →	4.60	4.75	1.45	3.58
Capex per Share Full definition →	(0.24)	(0.06)	(0.15)	(0.19)
Free Cash Flow per Share Full definition →	4.35	4.69	1.30	3.39
Cash per Share Full definition →	88.26	104.43	129.18	128.60
Shareholders Equity per Share Full definition →	105.71	102.94	105.02	98.02
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00
Book value per Share Full definition →	105.71	102.94	105.02	98.02
Free Cash Flow Full definition →	330.80	356.76	95.32	257.81
Working Capital Full definition →	(15,439.22)	(15,845.83)	(16,241.97)	(16,025.21)
Capital Expenditures Full definition →	(18.46)	(4.52)	(10.76)	(14.40)
Net Current Asset Value Full definition →	(16,453.01)	(16,851.56)	(17,225.41)	(17,034.56)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.02	0.00	0.01	0.01
Price to Operating Income Full definition →	9.13	7.70	9.63	11.99
Other line items
Average Payables Full definition →	59,876.85	59,250.97	51,899.41	49,919.22
Average Assets Full definition →	72,007.86	71,010.74	61,751.88	59,688.81
Average Common Equity Full definition →	7,308.86	7,085.33	5,433.02	5,342.69

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