stockrowUMB Financial Corporation
UMBF Financial Banks Regional
UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024.
- Revenue
- +4.21%
- EPS
- +53.8%
- Free cash flow
- +39.2%
- Total debt
- −29.3%
Quarter to September 2026, against a year earlier
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UMB Financial Corporation (UMBF) Free cash flow
UMB Financial Corporation's free cash flow for fiscal 2025 was $978.1M, up 376.5% from $205.3M in fiscal 2024. Over the twelve months to 30 September 2026 it was $1.1B. Over the past ten years it has ranged from $159.2M (fiscal 2015) to $978.1M (fiscal 2025) — the current reading is the highest in ten years. UMB Financial Corporation ranks 34th of 323 Banks Regional companies by free cash flow.
Free cash flow, annual
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Annual newest first
| Period | Free cash flow | Change |
|---|---|---|
| FY2025 | $978.1M | 376.48% |
| FY2024 | $205.3M | (54.33%) |
| FY2023 | $449.5M | (37.96%) |
| FY2022 | $724.6M | 43.68% |
| FY2021 | $504.3M | 56.64% |
| FY2020 | $322.0M | 17.86% |
| FY2019 | $273.2M | 12.35% |
| FY2018 | $243.1M | (17.05%) |
| FY2017 | $293.1M | 18.50% |
| FY2016 | $247.4M | 55.36% |
Quarterly newest first
| Period | Free cash flow | Change |
|---|---|---|
| Sep 2026 | $358.9M | 8.49% |
| Jun 2026 | $330.8M | (7.28%) |
| Mar 2026 | $356.8M | 274.28% |
| Dec 2025 | $95.3M | (63.03%) |
| 43 more quarters | Free account |
Against its own ten years
Free cash flow against peers
| Company | Free cash flow |
|---|---|
| ZION Zions Bancorporation, N.A. compare | $1.7B |
| WTFC Wintrust Financial Corporation compare | $1.6B |
| SSB SouthState Bank Corporation compare | $1.6B |
| UMBF UMB Financial Corporation | $1.1B |
| CIB Grupo Cibest S.A. - Sponsored ADR compare | $1.1B |
| FHN First Horizon Corporation compare | $1.0B |
| ONB Old National Bancorp compare | $980.0M |
| BPOP Popular, Inc. compare | $808.2M |
| CFR Cullen/Frost Bankers, Inc. compare | $588.2M |
What Free cash flow is
Free Cash Flow tells an investor how much cash a company’s operations generate after paying for its investment in physical and intangible assets.
Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)
More on UMBF
- Revenue
- Net income
- EPS (diluted)
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement